What users are saying about

2Checkout

7 Ratings

Sage Pay

6 Ratings

2Checkout

7 Ratings
Score 8.6 out of 101

Sage Pay

6 Ratings
Score 8.3 out of 101

Add comparison

Likelihood to Recommend

2Checkout

2Checkout is great when you sell software licenses online or when you offer SaaS subscriptions. I don't think it can work in other scenarios.

Sage Pay

Sage saved money with credit card charges. It also saved money with the time spent on processing the credit card charges. With my prior deposit, someone had to log into an account. They would then charge all the cards. Then go to the program we use. Post the payments. Process a deposit. This took a lot of time. And the not having a total deposit in bank reconciliation outweighed the time it took to process on Sage Pay. Both my part-time gals in the office and myself have said we are so glad we made the switch.

Pros

  • 2Checkout handles credit cards that I would not be able to accept from my country.
  • Fraud prevention works. They saved me a couple of times and I appreciate that.
  • I always received my payments on time. I never had to complain.
  • Simple. If you use a Sage accounting product the integration is seamless.
  • PCI compliant. PCI compliance is assured through the provided Trustwave audit.
  • Secure. Keeps all card numbers remotely, none stored locally where they could be exposed by a hack or dishonest employee.
  • Robust. API for integrating into multiple web platforms and extensive reporting capabilities through the secure web portal.

Cons

  • I get my payments via a Payoneer credit card. Sometimes I would prefer to receive a wire transfer instead but it is not so easy to switch payment methods.
  • Payment checking and purchase confirmation take about 10 minutes. It is not too much but for clients, it seems an eternity.
  • Ideally, the web API would offer the ability to integrate more closely with the onsite Sage software. Payment for web orders must still be posted manually.
  • Improved reporting from with Sage accounting software rather than requiring a separate login.
  • Adding automated reporting of transactions. The ability to email summary reports of transactions would assist in reconciling payment to orders where the processing is done outside the accounting software.

Alternatives Considered

Avangate Digital Commerce is more flexible, can be adjusted for your business needs.
I've been running the accounting department and office for 10 years. We've used all the different types. We've had the machines where you punch in numbers. We've had the online terminals (which were very time consuming). The only one that did well and was equally impressive was Orbis. But being able to tap in directly to Sage Contractor 100, have the client information pull up just by number. Made it impossible for error. It was a "win-win" situation. It would take dropping Sage Contractor 100 to drop Sage Pay. There is just no reason to look elsewhere.

Return on Investment

  • Conversion rate has grown up since we started using Avangate Digital Commerce
  • Refund rate has descreased also
  • Save overall on credit card charges saved us at the very least $500-$1000.00 a month.
  • Being able to send out receipts digitally through the program saved at least another $100.00 on postage a month.
  • The customer support explains everything so you know you really are saving money.

Pricing Details

2Checkout

General
Free Trial
Free/Freemium Version
Premium Consulting/Integration Services
Entry-level set up fee?
No
Additional Pricing Details
Growth Edition: 3.99% + $1 / per transaction fee Standard Edition: 4.9% + $2.50 / per transaction fee Enterprise Edition: Custom Tailored (Contact for Pricing)

Sage Pay

General
Free Trial
Free/Freemium Version
Premium Consulting/Integration Services
Entry-level set up fee?
No
Additional Pricing Details