Chime Online Banking vs. Novo Platform

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Chime
Score 4.6 out of 10
N/A
Chime is an online banking solution from the company of the same name in San Francisco, allowing users to track account balances, daily transactions, and savings from anywhere with the Chime mobile app, and get daily balance notifications and instant transaction alerts any time for use of the included Chime Visa Debit Card.N/A
Novo
Score 9.0 out of 10
N/A
Novo, from Novo Platform in New York, is a banking platform that provides business deposit accounts to companies and is supported by a network of FDIC-insured community banks. Novo states their goal is to bring small business banking into the modern age with easy-to-use tools for founders on the go.N/A
Pricing
Chime Online BankingNovo Platform
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
ChimeNovo
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
Chime Online BankingNovo Platform
Top Pros
Top Cons

No answers on this topic

User Ratings
Chime Online BankingNovo Platform
Likelihood to Recommend
4.5
(4 ratings)
9.0
(1 ratings)
Support Rating
1.0
(1 ratings)
-
(0 ratings)
User Testimonials
Chime Online BankingNovo Platform
Likelihood to Recommend
Chime
It is very helpful for me. It is reliable and simple to use. The Sign-up process of Chime Online Banking was simple and I was able to easily set up a direct deposit and link my bank account. It keeps me updated on every purchase I do from my account. The best thing is that it's free and has no hidden charges or paycheck fees. It has a special feature called SpotMe where they will cover your overdraft in a very neat way.
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Novo Platform, Inc
Novo is really good for my money checking account, it's integrated with Shopify, and there are no monthly fees and no minimum balance requirement. Unfortunately, it's not possible to deposit cash and send wires.
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Pros
Chime
  • Ease of use
  • Simple interface within the application.
  • Helpful support, when needed.
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Novo Platform, Inc
  • No monthly fees
  • Integration with other solutions
  • No minimum balance requirement.
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Cons
Chime
  • Their CC is hard to figure out.
  • Website could be streamlined.
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Novo Platform, Inc
No answers on this topic
Support Rating
Chime
When my money was stolen from my account I was told there would be an investigation between 15-45 days. They didn't investigate at all. The next day I was denied my claim after being robbed for $850.
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Novo Platform, Inc
No answers on this topic
Alternatives Considered
Chime
First of all, Chime Online Banking is really the best option for new users. The User Interface and User Experience of the Chime app are really great. There are comparatively faster money transactions with Chime Online Banking and it has no fees at all. It is more reliable. It also allows you to lock your card if it is stolen or lost which is a great feature. At last, it is more rewarding than other online banking services with a great team of customer grievances.
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Novo Platform, Inc
Novo platform has no monthly fees, no minimum balance requirements, no transaction fees, and no incoming wire fees. It's online and it's possible to integrate easily with other solutions.
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Return on Investment
Chime
  • Positive ROI by way of quick and easy transactions.
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Novo Platform, Inc
No answers on this topic
ScreenShots