Overview
ProductRatingMost Used ByProduct SummaryStarting Price
SAP Concur
Score 8.0 out of 10
N/A
SAP Concur is a SaaS expense report management product, and handles corporate travel booking, expense report automation, reimbursement, audit, and business intelligence, and corporate card integration.
$9
per month
Xero
Score 8.5 out of 10
N/A
Xero is an online accounting software product for small businesses and personal finance. Its features beyond general ledger and double-bookkeeping include quotable invoicing, bank reconciliation, purchase order and expense management, and tax management. Third party apps can extend its features further.
$13
per month
Pricing
SAP ConcurXero
Editions & Modules
Concur Travel and Expense
$9.00
per report (average price)
Early
$13
per month
Growing
$37
per month
Established
$70
per month
Offerings
Pricing Offerings
SAP ConcurXero
Free Trial
YesYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsPrices in table are in USD and just apply to the US - other markets & prices are listed below: Canada - Starter $18 CAD/month, Standard $45 CAD/month, Premium 5 $58 CAD/month UK - Starter £14/month, Standard £28/month, Premium £36/month AU - Starter $29 AUD/month, Standard $59 AUD/month, Premium 5 $76 AUD/month NZ - Starter $31 NZD/month, Standard $66 NZD/month, Premium $84 NZD/month
More Pricing Information
Community Pulse
SAP ConcurXero
Considered Both Products
SAP Concur
Chose SAP Concur
I used Oracle Cloud ERP at a startup, but Concur is flexible since it has both cloud and [a] mobile application that makes it easy to report on the go from anywhere. On the other hand, we tried Xero before finally implementing Concur, but Xero was not the best expense …
Chose SAP Concur
Unlike SAP Concur, alternatives such as Accounting Seed don’t have mobile apps. Also, SAP Concur has a lot of online accounting tools, such as travel and expense management features that aren’t available on other competitive platforms.
Xero

No answer on this topic

Top Pros

No answers on this topic

Top Cons

No answers on this topic

Features
SAP ConcurXero
Expense Management
Comparison of Expense Management features of Product A and Product B
SAP Concur
8.4
229 Ratings
5% above category average
Xero
-
Ratings
Employee Expense Reporting8.7226 Ratings00 Ratings
Corporate Card Reconciliation8.0163 Ratings00 Ratings
Payment Management
Comparison of Payment Management features of Product A and Product B
SAP Concur
7.8
189 Ratings
3% below category average
Xero
-
Ratings
Customizable Approval Policies8.2159 Ratings00 Ratings
Financial Document Management8.2132 Ratings00 Ratings
Payment Status Tracking7.9159 Ratings00 Ratings
Payment Audit Trail7.5145 Ratings00 Ratings
Duplicate Bill Detection7.9129 Ratings00 Ratings
Advanced OCR7.1120 Ratings00 Ratings
Electronic Funds Transfer7.8110 Ratings00 Ratings
Payroll Management
Comparison of Payroll Management features of Product A and Product B
SAP Concur
-
Ratings
Xero
7.7
73 Ratings
3% above category average
Pay calculation00 Ratings7.965 Ratings
Benefit plan administration00 Ratings8.123 Ratings
Direct deposit files00 Ratings7.849 Ratings
Salary revision and increment management00 Ratings7.741 Ratings
Reimbursement management00 Ratings7.254 Ratings
Customization
Comparison of Customization features of Product A and Product B
SAP Concur
-
Ratings
Xero
7.5
128 Ratings
6% above category average
API for custom integration00 Ratings7.779 Ratings
Plug-ins00 Ratings7.4115 Ratings
Security
Comparison of Security features of Product A and Product B
SAP Concur
-
Ratings
Xero
8.0
163 Ratings
0% above category average
Single sign-on capability00 Ratings7.272 Ratings
Role-based user permissions00 Ratings8.8161 Ratings
Reporting & Analytics
Comparison of Reporting & Analytics features of Product A and Product B
SAP Concur
-
Ratings
Xero
8.1
184 Ratings
7% above category average
Dashboards00 Ratings8.0180 Ratings
Standard reports00 Ratings8.3183 Ratings
Custom reports00 Ratings8.1163 Ratings
General Ledger and Configurable Accounting
Comparison of General Ledger and Configurable Accounting features of Product A and Product B
SAP Concur
-
Ratings
Xero
7.4
193 Ratings
0% below category average
Accounts payable00 Ratings8.8180 Ratings
Accounts receivable00 Ratings9.0181 Ratings
Cash management00 Ratings8.1165 Ratings
Bank reconciliation00 Ratings9.1188 Ratings
Expense management00 Ratings8.0171 Ratings
Time tracking00 Ratings7.962 Ratings
Fixed asset management00 Ratings7.9117 Ratings
Multi-currency support00 Ratings7.7112 Ratings
Multi-division support00 Ratings7.594 Ratings
Regulations compliance00 Ratings8.396 Ratings
Electronic tax filing00 Ratings8.997 Ratings
Self-service portal00 Ratings7.8108 Ratings
Global Financial Support00 Ratings6.453 Ratings
Primary and Secondary Ledgers00 Ratings7.451 Ratings
Intercompany Accounting00 Ratings5.840 Ratings
Localizations00 Ratings8.039 Ratings
Journals and Reconciliations00 Ratings9.390 Ratings
Enterprise Accounting00 Ratings4.033 Ratings
Configurable Accounting00 Ratings5.459 Ratings
Centralized Rules Framework00 Ratings4.833 Ratings
Standardized Processes00 Ratings5.859 Ratings
Inventory Management
Comparison of Inventory Management features of Product A and Product B
SAP Concur
-
Ratings
Xero
6.5
88 Ratings
8% below category average
Inventory tracking00 Ratings6.484 Ratings
Automatic reordering00 Ratings6.924 Ratings
Location management00 Ratings6.829 Ratings
Manufacturing module00 Ratings6.216 Ratings
Order Management
Comparison of Order Management features of Product A and Product B
SAP Concur
-
Ratings
Xero
6.8
89 Ratings
8% below category average
Pricing00 Ratings6.762 Ratings
Order entry00 Ratings6.856 Ratings
Credit card processing00 Ratings7.258 Ratings
Cost of goods sold00 Ratings7.266 Ratings
Order Orchestration00 Ratings6.521 Ratings
End-to-end order visibility00 Ratings6.424 Ratings
Order exception Resolution00 Ratings6.517 Ratings
Best Alternatives
SAP ConcurXero
Small Businesses
Dext Prepare (with Receipt Bank)
Dext Prepare (with Receipt Bank)
Score 9.1 out of 10
Dext Prepare (with Receipt Bank)
Dext Prepare (with Receipt Bank)
Score 9.1 out of 10
Medium-sized Companies
Darwinbox
Darwinbox
Score 7.9 out of 10
Accounting Seed
Accounting Seed
Score 8.3 out of 10
Enterprises
Webexpenses
Webexpenses
Score 8.5 out of 10
Oracle Fusion Cloud ERP
Oracle Fusion Cloud ERP
Score 8.1 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
SAP ConcurXero
Likelihood to Recommend
8.1
(698 ratings)
8.6
(208 ratings)
Likelihood to Renew
6.6
(29 ratings)
9.9
(32 ratings)
Usability
6.0
(71 ratings)
8.8
(133 ratings)
Availability
7.2
(9 ratings)
9.0
(10 ratings)
Performance
7.2
(6 ratings)
10.0
(8 ratings)
Support Rating
8.9
(36 ratings)
9.0
(36 ratings)
In-Person Training
8.2
(4 ratings)
9.1
(1 ratings)
Online Training
9.5
(4 ratings)
10.0
(5 ratings)
Implementation Rating
8.7
(9 ratings)
7.3
(10 ratings)
Configurability
9.1
(4 ratings)
9.0
(1 ratings)
Ease of integration
8.7
(47 ratings)
6.7
(93 ratings)
Product Scalability
9.6
(47 ratings)
10.0
(6 ratings)
Vendor post-sale
8.8
(5 ratings)
9.0
(2 ratings)
Vendor pre-sale
8.8
(4 ratings)
10.0
(2 ratings)
User Testimonials
SAP ConcurXero
Likelihood to Recommend
SAP Concur
I would highly recommend SAP Concur as it's the best tool for managing all our business travel and expenses in one place. It's very easy to use and has a very dedicated and supportive customer team available 24/7. The mobile app makes it easy to manage all our expenses through an intuitive and user-friendly interface.
Read full review
Xero
If they are using foreign exchange I always use Xero. If I need reporting to be customized we always use Xero. If the client is already working in a software and it is working for them we will leave them in the software they are in.
Read full review
Pros
SAP Concur
  • SAP Concur has mobile applications for iOS and Android devices.
  • It offers capabilities that automate complex and repetitive accounting processes.
  • In addition, SAP Concur offers invoice, travel, and expense modules in one place.
  • It eradicates errors when paying vendors by matching POs, invoices, and receivables.
Read full review
Xero
  • Their method of moving between screens was very logical and intuitive which is not a "given" attribute among software packages.
  • Finding transactions was relatively easy with just common sense.
  • The use of this software was generally well received in that the accountants did not discredit the software as cheap, poorly organized, or timely to learn. No one at Corporate had a vendetta against using Xero.
  • It does a good job of allowing the users to drill down to the final detail of an account balance - which is fundamental to the accounting department's needs.
Read full review
Cons
SAP Concur
  • Data syncing between the mobile app and the web platform may occasionally experience a little delay. That is not a major problem, but it can cause small inconsistencies in real-time data.
  • Concur's setup features may seem a little complicated to certain administrators.
  • Concur offers a number of powerful reporting services, but some users might want more in-depth options for tailoring reports to their own business requirements.
Read full review
Xero
  • Occasionally, the price increases and I feel that prices should be fixed for long-term users as there are very few changes in the software from when I started using it 6 years ago.
  • It would be useful to have the emails sent with invoices saved.
  • Visual dashboards are limited.
Read full review
Likelihood to Renew
SAP Concur
Now that we are fully on Concur, switching is not an option. Concur has become ingrained in our expense reporting process. Furthermore, Concur continues to improve its offering. Each month, they release updates and changes, many of which were client requested. Concur's constant evolution means it is adapting with my business
Read full review
Xero
In addition to the matters covered in this review, my reason for renewing this product is that Xero's functionality and the constant updates that the company provides, makes the software even more business friendly. The software therefore builds a brand loyalty among customers.
Read full review
Usability
SAP Concur
I think it is very easy to use, especially once you are acquainted with it. I think the UX could be improved so some things, like accessing old reports, are more intuitive once you learn it though it is not difficult to replicate.
Read full review
Xero
Xero has all the features that you need, basically. From chart of accounts, reconciling books, to making annual financial reports. What I'm currently looking for Xero right now is to provide more broader integration with the other apps so we can use it for customer-facing experience also. All in all, everything works well!
Read full review
Reliability and Availability
SAP Concur
In prior years I would have given them a 9.5 for availability. Unfortunately in 2015 so far this rating has dropped to a 7 overall.
We have experienced far too many interruptions - from admins to employees who rely on it for day to day booking of travel and submission of expense reports. Server errors, slow system response time and spinning wheels are too common place. Those things should be a rare occurrence, not a daily interruption.

While Conur still has great product offerings overall, they are currently not offering world class or best in class product (and customer service) availability. Remaining hopeful they step up and get their A game going again soon.
Read full review
Xero
We have been actively using and 100% Xero based for our ecommerce accounting practice for over 4 years. There has on been one real outage for more than 5 minutes. Xero was open and transparent about the outage, what they were doing to resolve the issue, and provided 15 minute updates. Showing how they care about their customers and partners. Plus, showing that their customers care too, were understanding, and went surfing or in our case took a nap. Couldn't run our business without Xero as a partner.
Read full review
Performance
SAP Concur
Pages always load quickly, reports are always completed in a quick and efficient time frame, and everything about the experience is swift. I've never had any frustrations or complexities that can't be handled easily
Read full review
Xero
Pages generally load quickly, but it's a fairly common occurrence to have pages taking a bit longer than I'd like to load (as in, 4+ seconds). Occasionally I have to refresh a page to get it to work. Bank feed and integrations tend to be slow in general, but that could easily be due to API latency on the side of the other parties. Most of the time, though, the bank feeds refresh before I login so it's not a huge problem. Not necessarily good performance compared to a local app like QuickBooks desktop, but definitely good performance for a cloud application. Room for growth? yes.
Read full review
Support Rating
SAP Concur
I have never had to use customer support when using Concur Expense - the UX could be a bit nicer on the eyes or easier to understand, but there have never been any problems when using Concur Expense that I have had to ask or reach out to customer support to help me with anything.
Read full review
Xero
Always respond and keep issues open until you are satisfied with the result. Generally good responses, in the past, I had some support responses that were really basic and really annoying. They type where "have your tried restarting your computer" style of answers. Well, of course, I went through all the basics before contacting them. Duh, but I suppose not everyone does. Otherwise, it would be a 10. The last year has shown a marked improvement in the support responses however.
Read full review
In-Person Training
SAP Concur
My Seniors were the ones who taught me about Concur. Concur Support team has sent me training links and answered me in their tickets too. Usually they are helpful and knows their stuff. There are times when webex meetings is conducted for reporting training. They were very patient and took down all the details from me.
Read full review
Xero
The format was great; someone was there to ask questions or help if you were stuck.
Read full review
Online Training
SAP Concur
To the point and adapted to user
Read full review
Xero
All of Xero's training is online and available for anyone (business owner or accountants) to learn and become experts in their system. There is a range of content from product training to real world webinars from their partners. Xero is beautiful accounting software and their training is the same.
Read full review
Implementation Rating
SAP Concur
There are different implementation teams for each module of the product you purchase, so implementation is not a 'one size fits all' environment. Also, the different implementation teams have different ways of doing things, so Concur could stand some standardization and streamlining in this area. A Project Manager can make or break an implementation so don't be scared to ask for a new one if things are rocky.
Read full review
Xero
If it can be done, time the implementation near a new fiscal year so you can start clean. Otherwise, you have to go back and do historical data from the beginning of the fiscal year, which can be brain draining.
Read full review
Alternatives Considered
SAP Concur
We have not used any other product for travel and expense management. Earlier this process was manual through HR and Accounts department. SAP Concur now makes the bookings and reimbursements process online and easy for us. SAP Concur also keep track and records of all expenses done. Therefore, it helped our teams to manage financials.
Read full review
Xero
I've used a lot of different accounting systems. Many of them so big and powerful, but a hassle to get set up. Xero is light, inexpensive, and easy to use. When I originally selected them they seemed like they were developing new features at a quick rate as well. I was invited to be part of focus sessions to make the product better. That part has slowed down significantly though.
Read full review
Scalability
SAP Concur
This program has been very helpful, user friendly and has been a great asset to use to assist with time management. Not only are leadership involved with using this program but all staff as well. This is also a great way to hold each accountable. Easy startup with not many means for hands on training
Read full review
Xero
I have yet to fully stress test the product given the size of the company where I am using it. I am sure as we scale to more customers, more vendors and more reporting requirements, I will have a better understanding of what it is capable of in terms of bandwidth and processing
Read full review
Return on Investment
SAP Concur
  • One of the things that I can notice the most through the use of this software is the ease with which I can make travel reservations for business meetings in other cities.
  • As it is a multifunctional software, it allows us to carry out different tasks, and we can finish in record time, so we can also focus on different tasks that are also important for the proper development of the company.
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Xero
  • Saved many hours through automatic invoices and followups
  • Saved many hours by allowing transactions to start via bank feeds (ie I don't have to input a transaction and mark it against what is in the bank/cc account; rather, the transaction in the account is where you input the transaction into the books.
  • Has the scalability my business requires, and not much more.
Read full review
ScreenShots

SAP Concur Screenshots

Screenshot of a picture of a receipt snapped from a smartphoneScreenshot of analytics from SAP ConcurScreenshot of the integrated travel and expense applicationScreenshot of the SAP Concur mobile app

Xero Screenshots

Screenshot of Screenshot of Screenshot of Screenshot of Screenshot of Screenshot of