Likelihood to Recommend Vantiv is excellent for companies that need to be able to accept credit cards and want to keep accurate reports. However, if you ever need to contact customer service or your account rep, be prepared to be extremely frustrated. Vantiv recently merged with another company, and we are having a very difficult time getting information from our account manager about how to access out account now.
Read full review For medium, to large companies, I have recommended Payline Data.
Read full review Pros It has broad support for networks and software solution. It is fairly easy to implement and configure. Has good technical support when you have the proper contact. Read full review Payline Data has a great gateway and interface. Most credit card processors use a third party gateway to process payments. I liked that Payline had their own and therefore I didn't have to pay another company additional money. So this saves me money. To be honest it is a good tactical marketing advantage for them as well. If I need to log in and see transactions I log in to their site. The company that I used to work before used the third party, so I can't even remember their name as I rarely visited their site. At first, their gateway interface was very blah. It did the trick, but it was so plain and frankly, it was ugly. They redesigned it several months ago and it looks a lot better now. Very easy to use as well. Their API was very easy to set up. I did have a few questions about it and I was able to get very quick help. They quickly set up my account. This was very important to me. I had tried to contact several credit card processors and had to wait for several of them to return my call. I immediately got a hold of Payline and they had the account set up quickly. Read full review Cons In my experience, Some of the WORST tech support/customer service I've ever experienced Two of the last four years, gift cards crashed for multiple days during our Black Friday sale Duplicate charges Fraud controls are weak and (for gift cards) cost extra for dubious protection It took them over a month (and constant badgering) to give us a copy of our contract The system crashes quite a bit, leaving our locations without any ability to charge customers I dread having to deal with WorldPay, yet have to on a daily, if not weekly, basis Read full review I only have one complaint and it is a very simple one and probably easy to fix. But I receive a daily email from them that has my automatic subscription charges that were done early that morning. It shows a summary of the charges and the declines. The declines show a detailed description of what transaction was declined. But the successful charges are not listed. I wish it would list the successful charges as well. The only other thing I wish is, I wish they were free :). But of course, they need to make money. With that being said, I think they are cheaper than some of the ones I have used before. Especially since I use their gateway and don't pay additional gateway fees. Read full review Likelihood to Renew As long as Vantiv continues to improve and we can get better responses from customer service, we will likely continue to use Vantiv. However, if customer service declines, we will likely look for something else
Read full review Support Rating Many customer support employees of Vantiv do not seem to know much about the Vantiv website. I have been transferred around to as many as four different people to get an answer to what I thought was a simple question. I am not sure if it would be possible to receive adequate support for a more complex issue.
Read full review Alternatives Considered ANYONE would be better than Worldpay. My parent company requires its use. Otherwise, I would have run away screaming a long time ago.
Read full review Honestly, I don't remember the names of the other credit card processors I have used prior to Paypal and Payline Data. I have used other merchant account services that integrate with the Authorize.net gateway. But Paypal was by far the worst. It was overpriced and integration was a mess as they themselves on their own site had outdated information. I wasn't just using Paypal's regular business account but I also had their merchant account services. Which meant I could process credit cards without people even knowing I was using Paypal. Their merchant card services were very sloppy and the API was a mess to set up. But the worst part of Paypal was their professionalism. On the other hand, Payline Data was easy to set up, cheaper to use and great personal and professional customer service. I felt very well taken care of.
Read full review Return on Investment Positive- More clients are enticed to use World Pay when they hear the benefits. Negative- Customer service lacks so our clients tend to complain about that. Negative- Rates can be a little high depending if client is currently using a local bank. Read full review They have been easy to get a hold of if I have a question They seem less expensive than some of the other processors I have used. Read full review ScreenShots