A comparable business rating tool
April 30, 2025

A comparable business rating tool

Christopher Tundo | TrustRadius Reviewer
Score 5 out of 10
Vetted Review
Verified User

Software Version

D&B Credit Insights Plus

Overall Satisfaction with D&B Credit Insights

I use D&B Credit insights as a barometer of whether or not a lender is likely to extend credit to my business. It also gives me an overall picture of the financial status of my business and how vendors would view me. In addition, credit insights provides a good comparison of my business to other comparable ones in my field.

Pros

  • It provides information related to any credit problems such as judgments or liens.
  • It provides you a rating of how other vendors would view your business.
  • It provides you a delinquency score - which would provide insight into how banks would view your business.

Cons

  • It lacks specific information regarding your credit lines.
  • It does not tell you the names of vendors and your current line of credit.
  • I have also had trouble linking my business bank account to assist with financial data reporting.
  • Has no business value with a small business focused on professional services.
  • Products are very expensive.
  • Little value for the information obtained.
Some ratings are hidden and unavailable to a user related to their business. Typically, you must upgrade to a more premium subscription in order to view and receive an interpretation of the ratings in question. Sometimes it takes a while before any company changes entered into the profile section actually start to appear on the page.
I would say that D&B Credit Insights in comparable to Equifax Credit Risk and Experian Credit Risk. There is very little that set each apart as all provide vague information related to the credit of your business. All of them lack any specific recommendations for a business owner to improve their business credit standing.

Do you think D&B Credit Insights delivers good value for the price?

No

Are you happy with D&B Credit Insights's feature set?

No

Did D&B Credit Insights live up to sales and marketing promises?

I wasn't involved with the selection/purchase process

Did implementation of D&B Credit Insights go as expected?

No

Would you buy D&B Credit Insights again?

No

I'm not sure about the accuracy of the information utilized by D&B when formulating their ratings. Also, if you cannot link or upload your bank statements, so that revenue and expenses can be determined, its hard to provide a financial audit for which lenders would rely upon. The ratings lack specific information related to its use.

D&B Credit Insights Feature Ratings

Public Company Data
5
Private Company Data
5
Industry and Sector Research
Not Rated
Industry-Specific Information
5
Independent Research Access
5
Supply Chain Data
5
Credit Ratings Reports
5
Search Tools
5

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