Alviere Hive

The Alviere Hive is a comprehensive embedded finance platform provided by Alviere. According to the vendor, it is designed to seamlessly integrate financial products and services into existing enterprise offerings. The platform aims to simplify the intricate process of launching and managing financial services through proprietary technology and a robust ecosystem of partner integrations. Alviere Hive caters to enterprises and fintechs of varying sizes, serving a broad range of professions and industries, including retail, marketplaces, fintech, insurance, and telecommunications.

Key Features

Accounts: Alviere Accounts offer complete ACH capabilities, routing and account numbers, as well as comprehensive compliance, risk management, and security. The vendor ensures that the accounts can be customized for businesses or individuals, with Alviere handling Know Your Business (KYB) and Know Your Customer (KYC) due diligence.

Payments: Alviere Payments enable the acceptance of debit and credit card payments, including transaction processing to the card networks. The platform supports direct acceptance of bank transfers from bank accounts, and push-to-debit functionality allows real-time funding of accounts through linked card details.

Branded Cards: Alviere allows the issuance of physical or virtual Branded Cards in a company's own brand to enhance loyalty and rewards. Customers can enjoy rewards and cashback for purchases, which can be funded from interchange revenue or for specific actions or merchant-specific spending.

Global Money Transfers: Alviere Global Money Transfers facilitate cross-border money movement to over 100 countries, including the United States to Mexico. The platform offers cash pickup services in more than 100 countries, with access to 46,000 unique locations in Mexico.

Crypto & Web3: Alviere enables customers to buy, sell, and store cryptocurrencies in a virtual wallet. The platform supports crypto payments and seamless conversion of funds to USD or other respective currencies. It also enables cross-border remittances, allowing customers to send and receive money worldwide, whether in crypto or fiat.

B2B Payments: Alviere empowers businesses to establish a global financial ecosystem for payments across suppliers, contractors, or partners. By bypassing bank-to-bank transfers, funds can flow account-to-account within the ecosystem. The platform offers just-in-time funding, allowing money to be allocated on-demand when the card is used by a customer.

Promotional Gift Cards: Alviere allows the issuance of physical or virtual promotional gift cards with just-in-time (JIT) funding. Open-loop cards can be issued, enabling customers to spend anywhere and collecting interchange revenue on every card transaction. The platform captures first-party customer spending data, providing valuable insights for marketing optimization and personalized rewards.

Virtual Cards & Disbursements: Alviere facilitates the disbursement of funds through virtual cards, reducing costs and expediting processing and settlement. Virtual cards can be seamlessly integrated into existing apps, websites, or email campaigns, ensuring instant access and cost savings.