Chime

Chime

About TrustRadius Scoring
Score 9.0 out of 100
Chime Online Banking

Overview

Recent Reviews

Thank you!!

9 out of 10
April 30, 2022
We previously used the Chime banking app for several purchases within the last year. The interface and dashboard were easy to navigate and …
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Pricing

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What is Chime?

Chime is an online banking solution from the company of the same name in San Francisco, allowing users to track account balances, daily transactions, and savings from anywhere with the Chime mobile app, and get daily balance notifications and instant transaction alerts any time for use of the…

Entry-level set up fee?

  • No setup fee

Offerings

  • Free Trial
  • Free/Freemium Version
  • Premium Consulting / Integration Services

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Features Scorecard

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Product Details

What is Chime?

Chime is an online banking solution from the company of the same name in San Francisco, allowing users to track account balances, daily transactions, and savings from anywhere with the Chime mobile app, and get daily balance notifications and instant transaction alerts any time for use of the included Chime Visa Debit Card.

Chime Technical Details

Operating SystemsUnspecified
Mobile ApplicationNo

Comparisons

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Reviews and Ratings

 (4)

Reviews

(1-3 of 3)
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Avinash Saklani | TrustRadius Reviewer
Score 10 out of 10
Vetted Review
Verified User
Review Source
I have been using Chime Online Banking for about a year now. It has been extremely helpful in building a good credit score for me. It is super easy to set up a direct deposit account on Chime Online Banking. I started using Chime Online Banking to receive money from my clients and to send money to my family and friends on weekly basis. Chime Online Banking has no hidden charges and it has no fee for any type of transaction. It is proven better for me than any other banking system.
  • Avoiding Overdraft Fees
  • Free Mobile Banking system
  • Pear to Pear payment system
  • You cannot transfer money to PayPal wallet
  • Spam emails
  • Manual SSI direct deposit
It is very helpful for me. It is reliable and simple to use. The Sign-up process of Chime Online Banking was simple and I was able to easily set up a direct deposit and link my bank account. It keeps me updated on every purchase I do from my account. The best thing is that it's free and has no hidden charges or paycheck fees. It has a special feature called SpotMe where they will cover your overdraft in a very neat way.
April 30, 2022

Thank you!!

Score 9 out of 10
Vetted Review
Verified User
Review Source
We previously used the Chime banking app for several purchases within the last year. The interface and dashboard were easy to navigate and made it simple to conduct our business. We have not experienced any issues with this application as we have with other used software used in the past. Thank you for allowing this platform to share our experiences with Chime.
  • Ease of use
  • Simple interface within the application.
  • Helpful support, when needed.
  • No areas for improvement as we were fully satisfied with the product.
I feel a 9 grade is appropriate as we were very satisfied with the product however there is always room for improvement. It was also encouraging knowing that when we did have minor issues with logging in on several occasions, the support staff was able to help rectify the problem very quickly. Thank you for this opportunity to present our feedback.
Brian Keary | TrustRadius Reviewer
Score 8 out of 10
Vetted Review
Verified User
Review Source
Wes started using Chime about 2 years ago to help defer the high bank fees we were incurring. Chime's fees are either $0.00 or a fraction of the other banks. In all, we saved close to $60.00 a month in fees.
  • NO Fees
  • Can track your money easily.
  • Immediate notifications when money is spent.
  • Their CC is hard to figure out.
  • Website could be streamlined.
We had an unauthorized transaction and we alerted the moment it went out and was able to contact Chime and get it reversed before any harm to us was incurred. We had a new card within 7-10 days as they claimed.