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Experian Credit Risk

Experian Credit Risk

Overview

What is Experian Credit Risk?

Experian Risk Management helps lenders understand the aggregate risk, create appropriate credit risk policies and products, identify and retain profitable customers and automate credit granting decisions.

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Recent Reviews
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Pricing

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Experian Credit Risk

Experian Credit Risk

N/A
Unavailable

What is Experian Credit Risk?

Experian Risk Management helps lenders understand the aggregate risk, create appropriate credit risk policies and products, identify and retain profitable customers and automate credit granting decisions.

Entry-level set up fee?

  • No setup fee

Offerings

  • Free Trial
  • Free/Freemium Version
  • Premium Consulting / Integration Services

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Product Details

What is Experian Credit Risk?

Experian Risk Management helps lenders understand the aggregate risk, create appropriate credit risk policies and products, identify and retain profitable customers and automate credit granting decisions.

Experian Credit Risk Technical Details

Operating SystemsUnspecified
Mobile ApplicationNo
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Comparisons

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Reviews and Ratings

(13)

Reviews

(1-2 of 2)
Companies can't remove reviews or game the system. Here's why
November 17, 2021

Ease your risk management with Experian credit risk

Verified User
Manager in Product Management
Financial Services Company, 201-500 employees
Score 7 out of 10
Vetted Review
Verified User
Incentivized
Use Cases and Deployment Scope
Our company is involved in granting credit to its users to generate interest income. While this is a great revenue opportunity we want to be mindful of the risk we are undertaking. Experian credit risk helps us precisely with this. We are also using it for several upcoming businesses to whitelist the first set of early safe customers.
Pros and Cons
  • Detailed past history of credit repayments
  • Information on credit appetite of the user
  • Insights on the overall credit risk associated with a user
  • Prediction on how the risk would change basis user behavior
  • Algorithm could be more transparent
  • Sometimes the recommended actions don't end up immediately increasing score
  • Too costly
Likelihood to Recommend
Experian credit risk is a great tool to assess your customers and take risks appropriately. It is specifically suited to underwrite your customers. It is not so well suited to predict the affluence or spend propensity of your customers.
Most Important Features
  • Credit score
  • Detailed factors affecting the credit score
  • Predictions on default rates
Return on Investment
  • Helped reduce overall defaults on our credit portfolio
  • Structured data from a single source means much faster processing of credit requested
  • Helping users take right action to improve their credit score
Alternatives Considered
Experian has much wider coverage, more reliable data, and gives predictions on default rates reliably.
Other Software Used
November 14, 2021

ECR a Boon for Credit risk Evaluation

Verified User
Program Manager in Corporate
Computer Software Company, 5001-10,000 employees
Score 7 out of 10
Vetted Review
Verified User
Incentivized
Use Cases and Deployment Scope
It is helping us to evaluate the credit risk of the companies which we are planning to acquire in [the] next few quarters, which will help us to plan substantially to avoid financially weak companies for acquisition and ensure that our merger and acquisition [fetch] desired results very [quickly].
Pros and Cons
  • Climate credit analysis
  • Probability of defaulting
  • Credit risk pricing
  • Loss and recovery
  • Predictive analytics for next 4 quarters
  • Loan default predictive
  • Bad debts
Likelihood to Recommend
S&P credit risk rating, global pay sense, S&P global china specific credit risk, hidden credit risk are well suited for [the] global financial evaluation of unlisted [organizations] in respective equity markets which makes an evaluator handy although the financial details are not in public domains but still available for private use.
Most Important Features
  • Expanded PD framework
  • Climate credit risk
  • Covid 19 compatible
Return on Investment
  • Extracts all data from PDF format which helps us not to miss any data during [the] evaluation process
  • Audit trail changes helps us to analyze anomalies
  • Extremely transparent outputs to take decision
Other Software Used
ACTICO Platform, S&P Capital IQ
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