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Human Interest

Human Interest

Overview

What is Human Interest?

Human Interest headquartered in San Francisco offers their cloud-based 401k administation platform for employers featuring flexible plan design and a dedicated account manager.

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Awards

Products that are considered exceptional by their customers based on a variety of criteria win TrustRadius awards. Learn more about the types of TrustRadius awards to make the best purchase decision. More about TrustRadius Awards

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Pricing

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Essentials

$120 + $5 per eligible employee

Cloud
per month

Complete

$160 + $7 per eligible employee

Cloud
per month

Concierge

$200 + $9 per eligible employee

Cloud
per month

Entry-level set up fee?

  • $499 one-time fee
    Required
For the latest information on pricing, visithttps://humaninterest.com/pricing/?utm_…

Offerings

  • Free Trial
  • Free/Freemium Version
  • Premium Consulting/Integration Services

Starting price (does not include set up fee)

  • $125 per month
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Features

401(k)

These are common and important features of 401(k) software. They pertain mostly to the administrative and recordkeeping aspects of a 401(k) provider

9
Avg 7.6
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Product Details

What is Human Interest?

Human Interest offers a 401(k) that scales with business growth. The service eliminate transaction fees and offers cash back to employees, and is available through customizable plans that make offering a retirement benefit possible for businesses of all sizes.


Backed Human Interest's customer support, the solution aims to deliver a streamlined experience that empowers, guides, and incentivizes employees to save.


With 500+ "no-touch" payroll integrations, employers can automate key admin tasks and sign up for a plan in minutes. Human Interest also helps businesses take advantage of government tax credits, offers employees 3% cash back (up to $250*), and ensures transparent pricing to help avoid unexpected fees.


What comes with a Human Interest 401(k) plan?

  • Automated administration
  • Compliance monitoring
  • Dedicated support team
  • Investment advice**
  • 3(16) fiduciary services available

Their solution aims to make it possible for companies to offer high-quality 401(k)s as a part of a competitive benefits package without putting a huge administrative burden on HR. Employers can set up and administer a 401(k) plan entirely online, while streamlined onboarding helps make it easy for employees to manage their retirement benefits.***



*3% cash back is available to eligible individuals making $60,000 or less in gross income and contributing at least 8% of every paycheck to an eligible Human Interest plan over a 12-month period. Must submit a claim form to claim the award. Minimum award is $100 and max is $250. Additional requirements apply. See terms and conditions. This program is administered and offered by Human Interest Inc. Its subsidiary and registered investment adviser, Human Interest Advisors will earn more in asset-based fees if a plan participant increases their contribution in connection with the program.

**Investment Advisory services are provided through Human Interest Advisors LLC, a Registered Investment Adviser and subsidiary of Human Interest Inc.

***Human Interest solicited clients for reviews in exchange for nominal non-cash compensation. Active solicitation and non-cash compensation will make a customer more likely to portray Human Interest favorably. Testimonials may not be representative of the experience of others and past success does not guarantee future results. From 8/23/22-12/31/22, Human Interest offered gift cards as an incentive for customers to complete reviews.

Human Interest Features

401(k) Features

  • Supported: Administration and Recordkeeping
  • Supported: Payroll Integration
  • Supported: Compliance Maintenance
  • Supported: Plan Flexibility
  • Supported: Filings and Disclosures
  • Supported: Ease of Enrollment

Additional Features

  • Supported: Zero transaction fees
  • Supported: Integration with 400+ payrolls
  • Supported: Onboarding and ongoing support

Human Interest Screenshots

Screenshot of the Admin Portal - A summary page offers a snapshot of the plan.Screenshot of the Admin Portal - Employee List: See employees at a glance and information such as contribution rate, participation, balance, risk setting, etc.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.

Human Interest Competitors

Human Interest Technical Details

Deployment TypesSoftware as a Service (SaaS), Cloud, or Web-Based
Operating SystemsUnspecified
Mobile ApplicationNo

Frequently Asked Questions

Human Interest headquartered in San Francisco offers their cloud-based 401k administation platform for employers featuring flexible plan design and a dedicated account manager.

Human Interest starts at $125.

Guideline, ForUsAll, and Betterment are common alternatives for Human Interest.

Reviewers rate Ease of Enrollment highest, with a score of 9.4.

The most common users of Human Interest are from Small Businesses (1-50 employees).
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Comparisons

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Reviews From Top Reviewers

(1-5 of 169)

Small Business Benefits Package Enhancement

Rating: 9 out of 10
February 20, 2025
JC
Vetted Review
Verified User
Human Interest
3 years of experience
  • Very positive with our faculty and staff to have a tax deferred option.
  • We feel more competitive as an organization during recruitment and hiring.

Excellent Solution

Rating: 10 out of 10
February 26, 2025
SM
Vetted Review
Verified User
  • Quickly adds/terminates employees
  • Allows for easy changes to plans by the employee
  • Automatically notices of eligibility is a time saver

Let's give a HIGH FIVE to Human Interest!

Rating: 10 out of 10
December 17, 2024
DR
Vetted Review
Verified User
Human Interest
1 year of experience
  • Over 50% of my employees have joined the 401k program in it's first year.
  • My company will pay out an additional $50,000 this year via the 401k program - all of that going to the team!
  • The 401k program has helped me improve the lives of my employees by encouraging them to plan for their retirement.
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