Kredible

Kredible is a cloud-based Microfinance Management System provided by Konekt. It aims to digitize and streamline microfinance operations for organizations in the microfinance sector. The system offers scalability as the borrower base grows and leverages global security best practices. With its cloud-based infrastructure, Kredible provides easy accessibility and eliminates the need for on-premises infrastructure.

Key Features

Cloud Driven: Kredible is a scalable cloud-based Microfinance Management System that ensures high uptime and security by following global best practices. It eliminates the need for on-premises infrastructure, providing easy accessibility for users.

Digital Application: Kredible offers a mobile application for loan officers, enabling them to efficiently process loan applications and collect information in the field. The mobile application supports both online and offline modes, allowing credit officers to work in remote areas with limited connectivity.

Management Dashboard: Kredible provides a real-time management dashboard that offers a comprehensive view of key metrics, including loan portfolio performance, borrower data, and financial reports. The dashboard empowers management to make faster and informed decisions.

Integrated Accounting: Kredible includes an integrated accounting module that automates financial processes and generates automated financial reports. The system supports manual journal entries, ensuring accurate and up-to-date financial records.

Individual & Group Management: Kredible supports both individual and group clients' methodologies, providing flexibility in microfinance operations. It enables efficient tracking and management of individual and group loans, repayments, and related activities.

Loan Management: Kredible streamlines loan management processes by offering features for easy loan product launch and instant generation of loan-related documents. It provides loan approval and rejection capabilities and allows access to past loan details for borrowers.

Collection simplified through our Kredible App: The Kredible app simplifies the loan collection process by providing real-time collection information to branch members and management. It supports online and offline modes, enabling credit officers to work in remote areas. The app also facilitates the issuance of receipts through a connected Bluetooth printer and handles cheque payments with real-time notifications.

Automated Accounting: Kredible includes extensive accounting features with automated processing, ensuring accurate and efficient financial record-keeping. The system generates accounting reports on time, reducing manual effort and potential errors.

Real-time Report Generation: Kredible eliminates manual processing and reporting time lags by providing users with real-time financial data. It allows the generation of standard and customized reports at any given time, facilitating timely decision-making.

Security and Data Backup: Kredible ensures the security and safety of business-sensitive information by implementing robust security measures. It offers daily automatic data backups, minimizing the risk of data loss and providing users with peace of mind.