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What is RightCapital?

According to the vendor, RightCapital's financial planning solution allows financial advisors to: •Differentiate their value for more clients. •Create a simple plan in as little as 10 minutes. •Empower themselves to evolve with planning needs.

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Recent Reviews

TrustRadius Insights

RightCapital is a versatile platform that caters to the needs of both financial advisors and their clients. With the ability to model …
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Entry-level set up fee?

  • No setup fee
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  • Free Trial
  • Free/Freemium Version
  • Premium Consulting/Integration Services

Starting price (does not include set up fee)

  • $124.95 per month
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Product Demos

RightCapital Demo

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Product Details

What is RightCapital?

RightCapital’s mission is to create Right Plans for Real People™. RightCapital is used by financial advisors to grow their practices and set their clients on the path to financial success. Founded in 2015, RightCapital is financial planning software boasting high user satisfaction among advisors. Its features support the financial planning process, from interactive retirement scenarios and tax-efficient distributions to insurance evaluation, student loan management and estate planning, RightCapital aims to simplify the complexity of financial planning so anyone can understand how to plan for their future.

RightCapital Features

  • Supported: Retirement Analysis
  • Supported: Student Loan Module
  • Supported: Social Security Optimization

RightCapital Technical Details

Deployment TypesSoftware as a Service (SaaS), Cloud, or Web-Based
Operating SystemsUnspecified
Mobile ApplicationApple iOS, Android
Supported CountriesUnited States of America
Supported LanguagesEnglish

Frequently Asked Questions

According to the vendor, RightCapital's financial planning solution allows financial advisors to: •Differentiate their value for more clients. •Create a simple plan in as little as 10 minutes. •Empower themselves to evolve with planning needs.

RightCapital starts at $124.95.

Envestnet MoneyGuide, Moneytree Advise, and eMoney Advisor are common alternatives for RightCapital.

The most common users of RightCapital are from Small Businesses (1-50 employees).
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Reviews and Ratings


Community Insights

TrustRadius Insights are summaries of user sentiment data from TrustRadius reviews and, when necessary, 3rd-party data sources. Have feedback on this content? Let us know!

RightCapital is a versatile platform that caters to the needs of both financial advisors and their clients. With the ability to model various financial accounts and inputs in one place, it simplifies the planning process for clients and provides them with a comprehensive view of their financial situation. This empowers clients to make well-informed decisions about fulfilling their financial goals and builds confidence in the outcome.

One of the key features that clients find valuable is the Snapshot feature, which presents important information in an easily digestible format. This allows clients to quickly grasp their financial standing and monitor progress towards their goals. Additionally, RightCapital's Vault feature provides a secure storage and document exchange point, eliminating the need for email communication for sensitive information. Clients can securely store and share documents, ensuring confidentiality.

Advisors also benefit from RightCapital as it enables them to create high-quality financial plans for their clients. They can compose plan documents, evaluate Roth Conversions during tax planning, and illustrate the benefits to clients. The software constantly improves to handle most client needs in financial planning, although there are ongoing efforts to fix authentication issues in linking banks for up-to-date balances and plan impact.

Overall, RightCapital facilitates the creation of comprehensive and wholesome financial plans by providing tools for modeling, forecasting, and secure document management. It helps advisors guide clients through retirement planning with interactive projections and assists in visualizing future goals by breaking down large numbers into manageable monthly or yearly needs.

Powerful and Simple: Users have found RightCapital to be a powerful planning software that is still simple to use. Several reviewers mentioned that the software offers robust features and capabilities, allowing them to effectively plan for their clients' financial needs while maintaining an intuitive user experience.

Sleek Interface: Many users appreciated the sleek and modern interface of RightCapital compared to other planning software options. They mentioned that the clean design not only enhances usability but also provides a visually appealing experience for both planners and clients.

Helpful Support Team: Reviewers consistently praised the support team of RightCapital for being incredibly friendly and helpful. They have reported positive experiences with the support team, stating that they receive immediate assistance whenever they need help or encounter any issues.

Limitations in Account Aggregation: Some users have mentioned limitations in the setup and maintenance of the account aggregation feature, which may hinder their ability to effectively track all their financial accounts within the software.

Lack of Integration with Other Software: Several users have expressed a desire for more integrations with other software, indicating that they would like to be able to easily import or export data between this platform and other tools they use for financial management.

Limited Flexibility in Savings Goals: A number of users have found the default setting of reinvesting 100% of proceeds in every transaction to be limiting and have expressed a desire for more flexibility in showing savings goals. They would like the option to customize how much of their earnings are reinvested versus allocated towards specific savings targets.


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Companies can't remove reviews or game the system. Here's why
John E. Miller, MBA | TrustRadius Reviewer
Score 9 out of 10
Vetted Review
Verified User
We use RightCapital as our financial planning software in the composition of Financial Plan documents for clients. We make the platform available for clients (albeit with limited access in most cases) to view financial data and forecasts. In addition, we use the Vault feature as the clients' primary storage and document exchange point. For security reasons, we do not use email to exchange sensitive client information or documents; that is done through the Vault.
  • User friendly
  • Easy client access
  • Capability to embed code into our website
  • Customizable colors for the reports
  • Weekly meetups to educate us more on how the platform is used
  • Customize the colors on the main platform
  • Continue to build tutorial videos as the platform expands
  • Allow us to manually input budget data for budget tracking purposes
I think it is well suited for planners that are just starting out and have an appreciation for cash flow analysis for their clients. I think it is more bang for your buck in that regard. The cash flow analysis can be a helpful addition when discussing client finances because it's easy to say that goals will be reached, but it's better to describe, year by year, how a client's cash flow will look.
  • Financial Plan creation
  • Probability of success illustration
  • File sharing and storage
  • It has been a huge closing tool for new clients when we can present current and proposed strategies. The illustration is compelling.
  • We use the reports feature to help compose financial plans which is a service offering
  • The Vault is used as a risk management control for legal and regulatory purposes.
Again, as I mentioned before, RightCapital seems to be much more user-friendly for people starting out because of how intuitive the platform is. In addition, it beats on cost and flexibility, in my opinion. I think the cost per advisor with eMoney can be around $3600, and RightCapital is half that. Now there may be services that I will need as I grow that will compel me to switch, but I am not there yet and am unwilling to lose the features that RightCapital provides.
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