aplonHUB

aplonHUB, provided by PaymentComponents, is a payment hub solution designed to facilitate the processing of financial messages from various payment schemes. According to the vendor, it offers a user-friendly configuration for seamless integration with different payment rails. The solution is suitable for banks, Payment Service Providers, and Fintech companies of all sizes, catering to professionals in the banking industry, payment service providers, and Fintech companies.

Key Features

AI Assistant: aplonHUB features an AI assistant called FINaploChat, which, according to the vendor, assists users in gaining valuable insights and analyzing transactional data. Users can engage in natural language conversations with FINaploChat to identify potential anomalies, trends, and patterns in their payment data. The AI assistant provides visual representations, such as graphs and timelines, to facilitate the identification of potential fraudulent activities.

Available Schemes: aplonHUB supports a wide range of payment schemes, including SWIFT MT, ISO20022, SEPA, CBPR+, TARGET2, FedNow, MEPS+, and SIC/euroSIC. According to the vendor, additional payment schemes can be easily incorporated as per the requirements, ensuring flexibility and future-readiness.

Pricing: aplonHUB offers a transparent pricing structure based on an annual flat fee per payment scheme. According to the vendor, the fee includes unlimited users, messages exchanged, and API calls. One license covers all necessary environments, including DEV, SIT, QA, and LIVE.

Technical Info: aplonHUB is built on a lightweight and modern 3-tier architecture. It is compatible with leading Relational Database Management Systems (RDBMSs). The solution offers extensive configuration options through a user-friendly web interface (UI). According to the vendor, it follows an API-first approach, enabling access to all web UI functionalities via APIs.

Connectivity: aplonHUB provides seamless integration with core banking systems through flexible and API-based methods. According to the vendor, it allows for quick setup and short time-to-market, supporting file-based integration and Message Queues (MQs). The solution also facilitates easy connection to various payment rails and payments infrastructures, including ACHs, Swift/SIA Network, Correspondent banks, and Service Bureaus.

Security: aplonHUB offers advanced user management and access control with a variety of roles, ensuring secure access and permissions management. The solution includes built-in security features such as 4-eyes authorization, audit trail, and action logging to protect customer data. According to the vendor, it allows for secure API connectivity with third-party Anti-Money Laundering (AML) solutions, with the option to bypass if handled by the core system.