GPayments

GPayments is a provider of fraud prevention solutions for eCommerce and mCommerce transactions. According to the vendor, their payment authentication solutions are designed to eliminate payment fraud and prevent chargebacks and false declines. GPayments caters to a wide range of companies, including issuers, acquirers, payment service providers, merchants, payment processors, and global FinTechs. This makes GPayments a potential choice for businesses in the banking, buy now pay later, online shopping, payment processing center, and payment service provider industries.

Key Features

Robust fraud prevention: According to the vendor, GPayments offers fraud prevention solutions for eCommerce and mCommerce transactions. Their solutions are designed to eliminate payment fraud and prevent chargebacks and false declines. They utilize trusted protocols such as EMVCo 3D Secure, Visa Secure, Mastercard Identity Check, JCB J/Secure, American Express SafeKey, UnionPay International 3-D Secure, and Discover ProtectBuy.

Liability shift: GPayments' solutions aim to facilitate liability shift, potentially helping companies reduce card-not-present fraud. According to the vendor, by implementing their solutions, businesses can shift the liability for fraudulent transactions from themselves to the issuers or acquirers, reducing their financial risk.

Frictionless flow: The vendor claims that GPayments' 3DS2 solution offers a seamless and frictionless flow for online transactions, potentially resulting in reduced cart abandonment rates. It aims to provide a user-friendly experience for customers, enhancing the overall user experience for mobile shopping.

Mobile SDK: According to the vendor, GPayments' 3DS2 solution includes a mobile software development kit (SDK) that enables companies to enhance the user experience for mobile shopping. The SDK allows for easy integration and aims to provide a smooth and seamless authentication process for mobile transactions.

Local regulation compliance: GPayments' solutions aim to assist companies in complying with local regulations such as Strong Customer Authentication (SCA) and the Payment Services Directive 2 (PSD2). According to the vendor, they ensure that businesses meet the necessary authentication requirements and stay in line with regulatory frameworks.

Flexible authentication channels: The vendor states that GPayments' solutions provide issuers, payment processors, and global FinTechs with flexible authentication channels. Companies can choose the authentication channels that best suit their needs, potentially offering an enhanced cardholder experience.

Rich dataset collection: GPayments' solutions aim to enable companies to collect a rich dataset that can be used to make informed decisions and potentially reduce false declines. According to the vendor, by analyzing the collected data, businesses can improve their fraud prevention strategies.

End-to-end testing facility: GPayments offers an end-to-end testing facility for any 3DS solution built with EMVCo certified components. According to the vendor, this facility allows companies to conduct thorough testing, potentially reducing ongoing compliance costs and ensuring seamless integration with industry-standard APIs.