Mortgage Cadence

The Mortgage Cadence Platform is a loan origination system designed to meet the needs of lenders of all sizes. According to Mortgage Cadence, the platform offers a comprehensive solution that can be customized to fit the specific requirements of lenders. It can be used as a complete out-of-the-box solution or configured and extended as needed.

The platform provides an open architecture with robust APIs, allowing for seamless integration with niche technologies. Mortgage Cadence claims that this enables lenders to connect and integrate with various systems and service providers.

Mortgage Cadence Platform includes Power BI, which offers interactive and immersive dashboards and reports for real-time analytics. Lenders can access important metrics and gain actionable insights. The vendor states that customization and drill-down capabilities are available for in-depth analysis.

The Borrower Center is a fully integrated point-of-sale experience tailored to the lender's brand. According to Mortgage Cadence, it allows borrowers and loan officers to access the platform anytime, anywhere, and on any device. Automated workflows and document management streamline the origination process, while borrower self-service capabilities enhance the borrower experience.

The Consumer Direct feature simplifies the application process for borrowers. According to the vendor, it allows borrowers to easily complete applications, securely upload documents, eSign, and order services. The feature provides real-time status updates through clear and transparent dashboards. Streamlining the application process with automated workflows and document management, it also offers self-service capabilities and loan tracking.

The Distributed Retail feature aims to provide flexibility and efficiency for manufacturing and selling loans. According to Mortgage Cadence, it engages loan origination tools and best-in-class technology to deliver seamless consumer experiences. It also offers robust pipeline management for loan officers and facilitates communication and collaboration between lenders and brokers.

The Wholesale feature is designed to help brokers efficiently originate and submit loans. According to the vendor, it offers pipeline management and effective communication with lenders, allowing brokers to manage their pipeline and track loan status. It streamlines the loan submission process and improves transparency.

The Correspondent feature aims to enhance transparency for third-party originators. According to Mortgage Cadence, it provides tools for improved transparency, ease of shopping, seamless loan submission, and detailed loan status. It also enhances collaboration between lenders and third-party originators and offers a comprehensive system for managing correspondent relationships.

The Mortgage Cadence Platform offers a vast network of integration providers, according to the vendor. This enables lenders to select service providers that best fit their business needs. The platform provides robust APIs for easy integration and support for selected providers, allowing lenders to build and deploy integrations to service providers in the mortgage ecosystem.