Predator

Predator is a comprehensive software suite offered by Banqsoft, designed to support asset financing, digital banking, credit management, and debt collection processes. This solution is suitable for various financial institutions, including banks, leasing companies, asset finance providers, and credit management organizations. It is also tailored for municipalities, government agencies, public service providers, local authorities, and social service organizations in Norway. Predator caters to the needs of industries such as the automotive industry, equipment leasing companies, fleet management companies, and financial services.

Key Features

Deposits & Savings: According to the vendor, Predator supports both current accounts and savings accounts, offering a wide range of features, interest types, and capitalization frequencies. It allows customization of market products for specific customer segments and integrates with banking infrastructure for card handling and payments.

Loans & Credits: The vendor states that Predator supports a wide range of loan products, including consumer loans, revolving credits, and secured loans. It provides flexible repayment schemes, multiple conditions and credit limits, and handles complex collateral structures and fees.

Cards: Predator supports the complete lifecycle of card issuing for various types of cards, such as credit cards, debit cards, prepaid cards, virtual cards, mobile wallets, and micro savings. According to the vendor, it seamlessly integrates with issuer gateway services, handles major payment schemes, and manages credit and risk processes.

Sales Finance: According to the vendor, Predator enables easy management of "Buy Now - Pay Later" purchase programs and supports online shopping and eCommerce. It provides flexible management of sales financing processes, handles credit applications and approvals, and offers automated credit processes.

Digital Banking: Predator offers responsive services for online banking, providing optimal customer experience for both consumers and corporates. It supports a wide range of digital banking products, handles payments and compliance requirements, and includes features for customer onboarding and account management.

Debt Collection Software: According to the vendor, Predator is specifically designed for municipalities and public service providers in Norway, streamlining the debt collection process and providing comprehensive tools for managing the credit life cycle. It offers automated pre-collection processes and handles data capture, accounting, invoice production, and monitoring.

Data-Driven Workflow Engine: According to the vendor, Predator's advanced workflow engine is driven by data and events, configurable to meet the specific needs of public service providers. It enables efficient mass handling of debt collection processes, monitors performance for insights, and supports automation and robotics.

Self-Service Solutions: Predator provides self-service solutions for increased payment efficiency, including an Online Office for creditors to manage their accounts and a My Page for debtors to view and manage their debts. According to the vendor, it also offers participatory features to engage debtors and improve payment rates.

Open API Integration: According to the vendor, Predator offers an open standard REST API model for easy integration with other business solutions, facilitating seamless connection with ERP systems and other software applications. It provides a library of turn-key ready ERP integrations and supports data exchange between systems.