Qonto

Qonto is a business banking solution offered by OLINDA SAS that aims to meet the financial needs of small to mid-sized businesses. It provides a range of services including a digital business bank account, expense management tools, and invoicing capabilities. According to the vendor, Qonto is designed to cater to various professions and industries such as freelancers, startups, creative agencies, consultants, and small retail businesses.

Key Features

Expense Management: According to the vendor, Qonto allows for the automation of the expense report process by providing Mastercard Qonto cards to team members. Spending limits can be set for transfers and each card. The vendor claims that Qonto's cards enable employees to be autonomous and efficient, eliminating the need for expense reports.

Accounting Integration: Qonto offers "read-only" access for accountants to view and export transactions and receipts. The vendor states that every receipt, VAT rate, and transaction is synchronized in real-time with accounting tools, making bookkeeping easier by centralizing and automatically linking all transactions and receipts.

Expense Tracking: Qonto claims to provide real-time tracking of transactions with unlimited transaction history. Managers can configure individual access rights and set spending limits for each Mastercard. According to the vendor, payment deadlines can be easily monitored, and invoices can be settled immediately or scheduled for future payments.

Customer Support: Qonto offers customer support via chat, phone, or email, seven days a week. The vendor emphasizes that they have a high customer satisfaction rating on Trustpilot, App Store, and Play Store.

Flexible Pricing: The vendor claims that Qonto offers different plans, including Essential, Business, and Enterprise, which can scale up as the business grows. Pricing starts from €29 (excl. VAT) per month.

Business Bank Account: According to the vendor, Qonto provides a digital business bank account suitable for small to mid-sized businesses. The product supports various payment methods such as Apple Pay, Google Pay, and Mastercard Business Cards. International transfers can also be made through Qonto, and multi-account management is supported.

Invoicing: Qonto allows for the centralization of supplier invoices and receipts. The vendor states that a financial dashboard is available for viewing payment deadlines at a glance. Invoices can be settled immediately or scheduled for future payments. Additional features such as quotes management and receipt management are also provided.