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Experian Account & Portfolio Management vs. SAP Predictive Analytics

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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Experian Account & Portfolio Management

    Score6 out of 10
    N/AExperian's Account and Portfolio Management solution leverages data, analytics, models and attributes to maintain portfolio stability and drive account profitability.N/A

    SAP Predictive Analytics

    Score7.7 out of 10
    N/ASAP Predictive Analytics is, as the name would suggest, a statistical analysis and data mining platform that can be deployed with SAP HANA.N/A
    Pricing
    Experian Account & Portfolio ManagementSAP Predictive Analytics
    Editions & Modules
    No answers on this topic
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    Offerings
    Pricing Offerings
    Experian Account & Portfolio ManagementSAP Predictive Analytics
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details——
    More Pricing Information
    Best Alternatives
    Experian Account & Portfolio ManagementSAP Predictive Analytics
    Small Businesses
    No answers on this topic
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    Medium-sized Companies
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    SAS Enterprise Guide
    Score9.4 out of 10
    Enterprises
    No answers on this topic
    SAS Enterprise Guide
    Score9.4 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    Experian Account & Portfolio ManagementSAP Predictive Analytics
    Likelihood to Recommend
    9.0
    (2 ratings)
    9.0
    (3 ratings)
    Usability
    -
    (0 ratings)
    6.0
    (1 ratings)
    Support Rating
    -
    (0 ratings)
    7.0
    (1 ratings)
    User Testimonials
    Experian Account & Portfolio ManagementSAP Predictive Analytics
    Likelihood to Recommend
    Experian
    It suits well for large clients dealing with lots of data and has robust system of underwriting. There are vast portfolio mix that can be imported from this product and finance companies should have large enough client base to utilise these values
    Where It is not well suited, where the client needs more automated capabilities with ready to made recommendations
    Incentivized
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    SAP
    It's a great tool to merge actual data analysis (which Lumira doesn't do that well) with visualization (which Lumira does well) - so it can be seen as Lumira for data analysts. However, a lot of the 'predictive' side is hidden/black box which can be frustrating for those analysts, so you could argue it is too complex for casual users, but too 'black box' for analysts.
    Incentivized
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    Pros
    Experian
    • Easy to read credit details
    • Extensive credit details
    • Up to date credit details
    • Alerts are detectable
    • Business connections to link accounts are easily found
    Incentivized
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    SAP
    • It doesn't require you to have a Ph.D. to build models!
    • You can use it to address a very large and wide dataset without worrying about sampling.
    • Automation is in the product DNA. You can prepare your data, ingest it into the "Kernel", then get insights about what was found, decide to publish it and schedule scoring tasks or model refresh in the same product.
    Incentivized
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    Cons
    Experian
    • This product should provide portfolio mix encompassing very dissimilar industries more often
    • Should have some AI/ ML capabilities to segregate high risk portfolios as desired one
    • Reporting and Dashboards can be more user friendly
    • Plug and Play Integration with other tools
    Incentivized
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    SAP
    • Working with this software is very simple and enjoyable for me as [an] IT consultant and expert, but it is a bit complicated for novice users.
    • Some big data takes more time‌to load, which I think could be faster
    Incentivized
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    Usability
    Experian
    No answers on this topic
    SAP
    the UI is a bit dated and available as a desktop tool mostly.
    Incentivized
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    Support Rating
    Experian
    No answers on this topic
    SAP
    The documentation provides an explanation about what features are available but not necessarily what's happening behind the scenes. On the other side, the "community" has grown since the acquisition and most questions are properly addressed by SAP folks. Since the "product maintenance" mode announcement was made, there wasn't much new content published except on the Smart Predict side (which is built by the SAP Predictive Analytics team)
    Incentivized
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    Alternatives Considered
    Experian
    Experian is top notch and what we went with each time! It always delivered and delivered with data. It didn’t leave us making a blind decision. It has vast business reporting. It saved our company time and time again. The data is laid out in a smooth way to follow. It becomes your go to quite instantly
    Incentivized
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    SAP
    We have typically used Spotfire for data analysis but decided to move to SAP Business Objects due to its innate connection with SAP. I found Lumira to be good for visualizations but it is not meant for data analysis. Therefore, we have introduced Predictive Analytics to see if it can fill that gap. So far, it's been far less intuitive than Spotfire to get started, and as far as I am aware so far, it does not bring many additional capabilities. I do, however, like that it utilizes the Lumira look/feel and integrates very well.
    Incentivized
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    Return on Investment
    Experian
    • 5 percent positive impact of total customer attributes
    • 2 percent increase in ROI on acquiring customers
    • 3 percent decrease in default where our segments are used
    Incentivized
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    SAP
    • Proper forecasting increases our credibility with partners and customers
    • Forecasting determines the amount of investment in each sector and reduces the cost of additional costs
    Incentivized
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    ScreenShots