BureauRelay vs. Wise

Overview
Product	Rating	Most Used By	Product Summary	Starting Price
BureauRelay	N/A	N/A	Metro2 is a cloud-based credit reporting platform built for data furnishers who need to report consumer credit data to the major bureaus. It automates Metro 2 file generation with built-in format validation, error checking, and compliance rules. Users can submit directly to Equifax, Experian, and TransUnion from one dashboard. Features include real-time record validation, analytics dashboards for tracking submission metrics and error rates, complete file history with audit trails, and integrated…	$49 per month per tradeline volume
Wise	Score9.8 out of 10	N/A	Wise, formerly TransferWise, from the company of the same name headquartered in London, provides international accounts and payment solutions for businesses. Wise helps businesses pay international invoices, vendors, and employees with the real exchange rate, in 80 countries, boasting cheaper rates than traditional banking options. It also helps to make faster, lower-cost payouts to all business customers, freelancers, employees, investors, and suppliers around the world.	$0.41 one-time fee

Metro2 pricing starts at $49/month based on tradeline volume. No setup fees, no long-term contracts. Plans scale based on the number of tradelines reported per month. A 14-day free trial is available with full access to all features including bureau submissions, e-OSCAR dispute management, and analytics.

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Community Pulse
Key User Insights
	BureauRelay	Wise
Considered Both Products	Switch Labs No answer on this topic	Wise (formerly TransferWise) No answer on this topic
	Would buy again
	No answers on this topic	96% Would buy again 22 Answers
	Delivers good value for the price
	No answers on this topic	96% Delivers good value for the price 22 Answers
	Happy with the feature set
	No answers on this topic	96% Happy with the feature set 22 Answers
	Lived up to sales and marketing promises
	No answers on this topic	89% Lived up to sales and marketing promises 17 Answers
	Implementation went as expected
No answers on this topic	100% Implementation went as expected 18 Answers

User Ratings
	BureauRelay	Wise
Likelihood to Recommend	- (0 ratings)	9.0 (24 ratings)
Support Rating	- (0 ratings)	10.0 (1 ratings)

User Testimonials
	BureauRelay	Wise
Likelihood to Recommend	Switch Labs No answers on this topic	Wise (formerly TransferWise) For a small business looking to expand internationally, transferwise offers lower admin fee and no hidden fee which is very important. It also remove the hassle and headache of setting up accounts with the local banks. Other than the low fees, the best part is we can use transferwise safely with a peace of mind as it is being regulated by the MAS. Lastly, any small business can set up their transferwise account within minutes which is very convenient Incentivized Jenson Teo (赵俊杰） Business Development Director Read full review
Pros	Switch Labs No answers on this topic	Wise (formerly TransferWise) Quick - because funds are transferred domestically, even when going international, you don't have to wait long. Easy - the printout of what information I needed to give the sending bank was complete and easy to understand. Affordable - the fees on both ends were minimal. Incentivized Sarah Daggett Systems Manager Read full review
Cons	Switch Labs No answers on this topic	Wise (formerly TransferWise) For large money transfers, the tax is a bit expensive so it would be nice if that was adjusted or if there was some economy of scale. Ability to schedule recurring transfers could be useful. Be able to transfer money by using a mobile phone number, like with Mobile Pay or Bizum, when the sender and receiver of the money are in different countries. Incentivized Verified User Read full review
Support Rating	Switch Labs No answers on this topic	Wise (formerly TransferWise) We haven't really had to engage with TransferWise support. The platform is simple and easy to use. Incentivized Verified User Read full review
Alternatives Considered	Switch Labs No answers on this topic	Wise (formerly TransferWise) We considered PayPal payment, ACH bank transfer, and simply mailing a check. TransferWise's fees were much lower than PayPal and our bank. Postage might have been less than TransferWise's fee, but payment could have taken more than a week rather than hours (or days in the case of a new payee). Incentivized Elaine Smith Producing Artistic Director Read full review
Return on Investment	Switch Labs No answers on this topic	Wise (formerly TransferWise) We can save around 5% on our transfer fees The online account management is easier than going into banks personally There's no negative impact... Arpad Szucs Brand Designer \| UI, UX & Visual Designer Read full review
ScreenShots	BureauRelay Screenshots

BureauRelay vs. Wise

BureauRelay

Wise

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