NMI Payment Gateway vs. XPAY

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
NMI Payment Gateway
Score 9.0 out of 10
N/A
The NMI Payment gateway, from NMI or Network Merchants headquartered in Schaumberg, is a presented as a solution to unify all points of commerce and deliver a singular customer view and payment experience across every channel — ecommerce, retail, mobile, or unattended transactions.N/A
XPAY
Score 9.0 out of 10
N/A
XPAY has multiple payment processing solutions that are able to cater to any type of business and industry especially the high-risk industry. Businesses may end up being labeled as “high-risk” by payment processors or financial institutions due to excessive chargeback, credit history, and other reasons. As a result, they will find it hard to set up merchant accounts. Each business is unique, so XPAY matches the business's needs with the: best market rates, fees, and…N/A
Pricing
NMI Payment GatewayXPAY
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
NMI Payment GatewayXPAY
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeOptional
Additional Details
More Pricing Information
Community Pulse
NMI Payment GatewayXPAY
Top Pros

No answers on this topic

Features
NMI Payment GatewayXPAY
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
NMI Payment Gateway
9.2
1 Ratings
24% above category average
XPAY
-
Ratings
Fraud Detection6.01 Ratings00 Ratings
API or SDK10.01 Ratings00 Ratings
Recurring Payment Support9.01 Ratings00 Ratings
Billing and Invoicing Support10.01 Ratings00 Ratings
Global Support10.01 Ratings00 Ratings
Payment Form Acceptance10.01 Ratings00 Ratings
Best Alternatives
NMI Payment GatewayXPAY
Small Businesses
Apple Pay
Apple Pay
Score 9.3 out of 10
Checkout.com
Checkout.com
Score 8.4 out of 10
Medium-sized Companies
Apple Pay
Apple Pay
Score 9.3 out of 10
Checkout.com
Checkout.com
Score 8.4 out of 10
Enterprises
Adyen
Adyen
Score 8.6 out of 10
Checkout.com
Checkout.com
Score 8.4 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
NMI Payment GatewayXPAY
Likelihood to Recommend
9.0
(1 ratings)
9.0
(1 ratings)
User Testimonials
NMI Payment GatewayXPAY
Likelihood to Recommend
Network Merchants, LLC (NMI)
NMI Payment Gateway is well suited for any company looking to receive payments via the mayor's credit cards and recurring payments, it will get the job done easily and painlessly. Capturing manual payments is also an option does well. You might want to think about adding a security platform on top of what NMI offers.
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XPAYMENTS INC.
Xpay is perfect for a centralized location for all payments coming in. It also handles the security and ease to be incorporated by our IT team into the online portal. A vast array of different payment methods ensure all possible options are covered. You can then track what has been paid and now and send reminders.
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Pros
Network Merchants, LLC (NMI)
  • payment process
  • reporting
  • user management
  • uptime
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XPAYMENTS INC.
  • perfect for getting payment for invoices
  • allows users to use card payments
  • shows revenue real time
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Cons
Network Merchants, LLC (NMI)
  • complexity of fraud rules
  • proactive screening instead of reactive
  • Look of the UI
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XPAYMENTS INC.
  • could be more incorporable into accountancy software
  • easier OFX exportation
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Alternatives Considered
Network Merchants, LLC (NMI)
It is good, it might not be the best with the main features but has all it needs to perform well and keep it running with ease. It is one of the main payment gateways that our eCommerce has. In today's ecosystem, several are needed and without a doubt, this one is one that can be managed easily and without lots of development.
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XPAYMENTS INC.
Xpay could do with some more personalization features but is more cost effective. For example ability to add photos or videos to requests. Payment can be taken via ascend but accepts less payment types and is not as secure hence the replacement with Xpay. Xpay is a simplified version and easy to use and scale.
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Return on Investment
Network Merchants, LLC (NMI)
  • Good price structre
  • Good stability
  • Easy to mantain
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XPAYMENTS INC.
  • Saves a tone of time
  • Extra cost could be cheaper
  • Possibly cuts time for payments as people can pay however they like
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ScreenShots

XPAY Screenshots

Screenshot of Website Homepage