Name: eCheckTrac
Author: eCheckTrac

Help Desk

Web and Video Conferencing

Customer Support

Bug  Tracking

Flowchart

Development

Higher Education

Education

Association Management

Business Intelligence (BI)

Collaboration

Data Extraction

Embedded Business Intelligence (BI)

File Sync

Risk Management

Streaming Analytics

Visual Collaboration

Enterprise

Accounting

Budgeting and Forecasting

Crypto Accounting

Loan Origination

Payment Gateway

Payment Orchestration

Finance and Accounting

Applicant Tracking

Background Check

Contractor Management

Corporate Learning Management

Diversity, Equity, and Inclusion (DEI)

HR Compliance

HR Management

Payroll

Recruitment Agency

Talent Intelligence

Talent Management

Workforce Analytics

Workforce Management

Human Resources

Authorization

C/C++ Integrated Development Environments

Cloud Storage

Container Management

Distributed Denial of Service (DDoS) Protection

Fraud Detection

Incident Response

Integration Platform as a Service (iPaaS)

Managed Private Cloud

Network Performance Monitoring

Relational Database Management Systems

Remote Monitoring and Management

Tower Servers

Information Technology

A/B Testing

AI Image Generation

Ad Serving & Retargeting

All-in-One Marketing

Content Management

Conversion Rate Optimization

Email Marketing

Event Registration

Heatmap and Session Recording

Landing Page

Marketing Automation

Personalization Engines

Public Relations (PR)

Retail Media Advertising

SMS Marketing

Sales and Marketing Automation

Social Media Management

Survey & Forms Building

Video

Video Editing

Web Analytics

Marketing

Project Management

Prototyping

Professional Services

Customer Relationship Management (CRM)

Sales Pipeline

Sales

Antivirus

Security

Automotive

Forestry

Vertical-Specific

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eCheckTrac is a web-based software solution designed to manage payday loans, cash advances, title loans, installment loans, and revolving credit. According to the vendor, it offers tools for efficient loan management from any location. eCheckTrac caters to businesses of all sizes, including payday loan providers, cash advance providers, title loan providers, installment loan providers, and credit services organizations (CSO).

## Key Features

**Payday Advances**: According to the vendor, eCheckTrac provides web-based software for managing payday loans and cash advances. It offers tools for efficient loan management across different business sizes.

**Title Loans**: The vendor claims that eCheckTrac's software simplifies auto title loan management. Title loan providers can utilize similar features available for payday loans and installment loans. The software provides comprehensive administration and customization options for title loan programs.

**Installment Loans**: According to the vendor, eCheckTrac's software allows for flexible payment options for installment loans. Users can customize various consumer loan programs. The software provides comprehensive administration tools for managing installment loans.

**CSO / CAB Support**: The vendor states that eCheckTrac offers full support for businesses operating under the CSO (Credit Services Organization) model. The software includes CSO-specific reporting and supports advances, title loans, and installment loans. It provides features tailored to the needs of CSO-based businesses.

**Revolving Credit**: According to the vendor, eCheckTrac offers software for diversifying business offerings with open-ended credit. The software provides a fully customizable revolving line of credit product. It streamlines the workflow with automated statement cycling.

**Internet Storefront 2.1**: The vendor states that eCheckTrac's Internet Storefront 2.1 is a website integration API for seamless integration with the software. It allows for easy integration of the company's website with eCheckTrac software. New client accounts can be created directly in eCheckTrac, and existing customers can sign in to manage their accounts, request new loans, and initiate payments.

**Veritec State Databases**: According to the vendor, eCheckTrac is certified and integrated with all Veritec State Databases. This integration ensures compliance with state regulations and reporting requirements. Users can easily access and utilize Veritec State Databases within the software.

**State Specific Audit Reports**: The vendor claims that eCheckTrac provides state-specific audit reports to meet the data requirements of examiners. These reports are tailored to the specific regulations and reporting standards of each state. Users can generate and provide the necessary data to comply with state audits.

**Periodic CSO Fee Payments**: According to the vendor, eCheckTrac allows for offering borrowers extended-term loans with CSO fees due periodically over the life of the loan. This feature enables businesses operating under the CSO model to manage fees and payments efficiently. It provides flexibility in structuring loan terms and managing CSO fees.

**Solutions By Text Partnership**: The vendor states that eCheckTrac is partnered with Solutions By Text to provide text messaging services. This partnership allows for seamless integration of text messaging capabilities into the software. Users can utilize text messaging for communication with borrowers, reminders, and other customer interactions.

eCheckTrac

Loan Servicing Software automates the loan lifecycle from origination, credit decisioning, payment processing and collections, to accounting and reporting.

Loan Servicing

Loan Workflow

Tools used by loan origination and servicing and servicing agents to streamline their workflows.

Loan Document Management

This feature allows users to store, manage, and track all loan-related documents, ensuring compliance and efficient processing.

Loan Workflow Automation

This feature helps to automate various stages of the loan process, improving efficiency and reducing manual errors.

Loan Software Integrations

This feature allows lenders to access credit reports and scores from major credit bureaus, aiding in the credit assessment process, and integrate with CRM tools and third-party databases to manage borrower relationships.

Loan Reporting and Analytics

Allows users to generate various reports and analyze data related to loan origination and servicing, helping to make informed decisions.

Financial Reporting and Compliance

Financial statements and regulatory filings

Management Reporting

Tools facilitating creation of internal ad hoc or standard reports.

XBRL support for regulatory filing

Support for the XBRL standard reporting format for exchanging financial data.

Excel-based Reporting

Ad hoc or formatted reports using MS Excel.

Data Security

Tools and features that help keep data secure from unauthorized access or internal exposure.

At-Rest Data Encryption

Data at rest is encrypted, requiring decryption to read the underlying data.

In-Transit Data Encryption

Data is transmitted in an encrypted state, preventing interception of raw in-flight data.

In-Use Data Encryption

Data remains encrypted even when stored in non-persistent storage (RAM, CPU caches, and CPU registers). This prevents access to data through malware on an individual device.

Data Redaction

The product's capability to return redacted data in place of actual data when queried. For instance, a redacted query for the phone number 555-5555 could return ***-**55.

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eCheckTrac

Overview

What is eCheckTrac?