Name: IDShield
Author: LegalShield

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IDShield is an identity theft protection and restoration service offered by Pre-Paid Legal Services, Inc. (PPLSI). It is designed to help individuals and families protect their personal information and online security. According to the vendor, IDShield provides a range of features suitable for general consumers, professionals in various industries, small business owners, parents and guardians, and individuals concerned about their online security.

## Key Features

**Credit Protection**: According to the vendor, IDShield actively monitors consumer credit reports and credit files, keeping track of new credit applications, payment history, and debt amounts. It promptly notifies users about credit history checks and the opening of new credit cards or loans to mitigate the risk of identity theft and credit fraud.

**Identity Theft & Your Credit Score**: The vendor explains that IDShield provides educational resources on the methods used by identity thieves to obtain personal information and the signs that may indicate compromised identity. Credit card fraud is highlighted as a common type of identity theft, and the vendor recommends partnering with a credit monitoring services provider to address such threats.

**Score Calculation & Point Loss**: The vendor states that IDShield offers insights into credit score calculation, including factors such as payment history, length of credit history, credit utilization, and credit inquiries. According to the vendor, unknown fraud can negatively impact credit scores, with payment history being a significant factor. Length of credit history, credit utilization, and credit inquiries are also mentioned as factors influencing credit scores.

**Identity Monitoring**: According to the vendor, IDShield actively monitors personal information on the dark web and social media platforms, alerting users to any suspicious activity related to their identity. This includes monitoring Social Security numbers, court records, address changes, and more. Users receive timely notifications when their personal information is detected in potentially risky situations, allowing them to take appropriate action.

**Identity Restoration**: The vendor claims that IDShield provides access to licensed private investigators who specialize in restoring users' identities to their pre-theft status. These investigators handle the necessary paperwork, communicate with creditors and agencies, and guide users through the restoration process, aiming to save them time and resources.

**Financial Protection**: According to the vendor, IDShield offers up to $3 million in coverage for legal fees and expert consultations required to resolve identity theft issues that occur while the user is a member. This coverage ensures that users have the necessary resources to address the financial consequences of identity theft.

**Cybersecurity and Device Protection**: The vendor states that IDShield provides robust cybersecurity measures, including VPN services to secure users' internet connections and protect their online activities. It also includes malware protection to defend against potential threats. Additional features such as parental controls and password protection contribute to maintaining a secure digital environment.

**Credit Monitoring**: According to the vendor, IDShield provides monthly credit score reports from one or three credit bureaus, enabling users to monitor their financial well-being and promptly identify any suspicious activity or potential fraud related to their credit. This feature empowers users to take proactive measures to safeguard their credit.

**Social Security Number Protection**: The vendor claims that IDShield actively monitors users' Social Security numbers to detect any signs of misuse or unauthorized use. The system scans for suspicious activities, such as credit applications or address changes, and promptly alerts users if any unusual activity is detected, allowing them to take immediate action to protect their identity.

**Solicitation Reduction**: According to the vendor, IDShield offers services to help individuals minimize unwanted offers and marketing communications, reducing the risk of falling victim to scams or identity theft. This feature enables users to regain control over their personal information and limit its exposure to potential threats.

Predict360, the flagship software solution by 360factors, is a Risk and Compliance Intelligence Platform augmented with Artificial Intelligence technology to predict and mitigate operational risks while streamlining regulatory compliance. Predict360 integrates regulations and obligations, compliance management, risks and controls, KRIs, audits and assessments, policies and procedures, and training in a single cloud-based SaaS platform based on artificial intelligence to provide predictive analytics and unique insights for predicting risks and streamlining compliance.

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What is IDShield?