Centrifuge

The Centrifuge platform aims to bring real-world assets onto the blockchain, offering a solution for onchain credit. According to the vendor, Centrifuge caters to small to large companies across various professions and industries, including financial institutions, fintech companies, supply chain companies, real estate companies, and invoice financing companies.

Key Features

Transparency: According to the vendor, Centrifuge provides end-to-end transparency of the entire capital structure, securitization, and debt servicing process. It implements multi-tranching, NAV, privacy-first tokenization, securitization, and reporting, aiming to ensure visibility into the process for all parties involved.

Lower cost of capital: Centrifuge utilizes a decentralized infrastructure and open-source services to reduce the costs and complexity associated with traditional off-chain securitization, according to the vendor. It also leverages DeFi protocols to compress costs, potentially making capital more affordable.

Equal & open participation: The vendor claims that Centrifuge offers decentralized onchain governance, aiming to provide equal access to all parties involved in the securitization process. It allows for new issuer proposals, underwriting, servicing, and more to be open for participation, fostering inclusivity and collaboration.

DeFi liquidity access: According to the vendor, Centrifuge enables users to access senior and super senior capital from leading DeFi stablecoin protocols. This feature allows them to leverage the entire capital stack and potentially access a more diversified and stable junior and senior yield, enhancing liquidity options.

Diversification: Centrifuge aims to allow for the diversification of stablecoin and treasury collateral with yield correlated to real-world assets, according to the vendor. This feature seeks to stabilize the long-term value and health of the protocol by offering yield from a variety of real-world asset classes.

Security: The vendor emphasizes that Centrifuge provides a protocol with legal recourse and strong regulatory and compliance requirements. They state that the platform undergoes robust technical audits to ensure the safety of user assets and enforces KYC, sanctions screenings, and accredited investor checks for compliance purposes.