Nova Benefits

Nova Benefits is a comprehensive insurance solution offered by NovaBenefits Insurance Brokers Pvt Ltd. The product aims to provide extensive coverage and wellness benefits for companies and their employees. It is designed for small to large teams across various professions and industries, including tech companies, startups, IT professionals, HR professionals, healthcare professionals, technology companies, corporations, healthcare organizations, and professional services firms.

Key Features

Group Health Insurance: According to the vendor, Nova Benefits offers customized group health insurance plans for employees. The platform ensures a superior claims experience with quick claim processing. Employees can access policy details through a self-service employee portal, and the platform guarantees a fair price by working with multiple insurers. Additionally, the platform provides an easy-to-use interface for seamless employee onboarding.

Super Top-Ups: Nova Benefits allows companies to increase their base health policy coverage through super top-ups. According to the vendor, the process is instant and paperless, offering additional tax savings. The coverage remains universal even when employees change employers.

Group Covid Insurance: According to the vendor, Nova Benefits provides extensive coverage for hospitalization and at-home treatment expenses related to Covid-19. The claims process is contact-less, and medical expenses for diagnostic tests and at-home treatment are reduced. The premium rates are also stated to be affordable.

Proactive Healthcare: Nova Benefits offers a range of health benefits aimed at keeping hospital and doctor visits at bay. This includes telehealth consultations, medical discounts, coverage for outpatient department (OPD) expenses, and access to fitness and sports memberships.

Corrective Healthcare: Nova Benefits supports employees in taking the correct steps towards improvement by providing mental wellness consultations, dental checkups, and maternal wellness benefits.

Reactive Healthcare: In times of emergencies, Nova Benefits provides health support through various services, including Covid vaccination drives, a dedicated Covid helpline for instant support, and quarantine support for self-quarantine care.

Teleconsultations: According to the vendor, Nova Benefits offers unlimited teleconsultations with doctors across 23 specialities. Employees have access to a vast network of over 1,00,000 doctors from 76,000 clinics and hospitals. Consultations can be conducted through video call, voice call, or text message, and discounts are available on diagnostic tests and medical purchases.

Fitness Offerings: Nova Benefits includes an AI fitness bot that provides daily fitness challenges and rewards. Employees also have access to online and offline gym subscriptions, personal teleconsultations with fitness coaches and dieticians, as well as personalized functional and strength training, yoga classes, and cross-functional training.

Mental Wellness: Nova Benefits focuses on mental well-being by offering emotional risk assessments, 1:1 therapy sessions with qualified therapists and counselors, emotional support groups for discussing common challenges, and mental wellness workshops conducted by specialists.