Payability

Payability is a funding solution provided by Payability, Inc. that aims to offer seamless funding solutions to sellers on various platforms, including marketplaces, shopping carts, software companies, and fintech companies. According to Payability, their objective is to enable platforms to provide funding solutions to their sellers within the user experience. The solution takes care of complex aspects such as underwriting and risk assessment, utilizing machine learning models to analyze real-time data and develop reliable sales prediction models.

Key Features

Seamless Funding Solutions: Payability's solution enables platforms to seamlessly offer funding solutions to sellers within their user experience. The solution handles the complexities of funding, including underwriting and risk assessment. It leverages machine learning models to analyze real-time data and generate accurate sales prediction models.

Embedded Financing for Marketplaces: Payability's embedded financing solution helps scale the goods and services provided by marketplaces. By providing liquidity to the supply side of a marketplace, Payability aims to increase the marketplace's Gross Merchandise Value (GMV). This financing solution addresses the challenge of capital availability for inventory suppliers, allowing them to make larger investments in their inventory. Additionally, Payability's solution can be integrated into ISOs, fintechs, and payment companies, enabling them to offer funding services to their eCommerce seller clients.

Co-branded Onboarding Experience: Payability offers a co-branded onboarding experience, combining the platform's brand equity with Payability's expertise. This ensures a seamless customer experience when accessing the funding solution. Payability manages maintenance and operations, including legal, treasury, support, and collections, to provide a smooth funding relationship.

Debt Capital: Payability provides debt capital, eliminating the need for platforms to secure additional financing for their financial solutions. This capital empowers the funding solution, supporting the growth of sellers on the platform.