ThisIsMe

ThisIsMe is a suite of solutions offered by the vendor, ThisIsMe, that aims to improve customer experience, reduce fraud, and enable businesses to better understand their customers. It provides a range of tools for identity verification, onboarding, risk assessment, and information validation. This product is designed to cater to businesses of all sizes, from small startups to large enterprises. It is utilized by various professions and industries, including financial institutions, fintech companies, e-commerce platforms, insurance companies, and government agencies.

Key Features

Automated Digital Onboarding: According to the vendor, ThisIsMe offers state-of-the-art digital onboarding solutions to simplify onboarding procedures for clients, customers, and staff. It replaces legacy procedures and provides a range of onboarding options, from simple Customer Identification to enhanced due diligence exercises. The product offers mobile SDK and API microservices for flexible integration into the onboarding process.

Know Your Customer: The vendor states that ThisIsMe allows businesses to confirm an individual's identity, address, contact number, and employer information in real time. It supports compliance with FICA requirements for verifying customers and performs elevated risk checks for riskier transactions. The product also helps corroborate information and documents provided by customers.

Identity Verification Solutions: ThisIsMe provides direct, real-time identity verification using the Home Affairs National Identification System (HANIS) database, according to the vendor. This feature aims to mitigate the risk associated with identity fraud. The product maintains high standards for data security, confidentiality, and customer experience, allowing businesses to verify a client's identity quickly and accurately.

Facial Biometric Verification: According to the vendor, ThisIsMe offers facial biometric verification as a means to cross-check and verify identity using a photograph or captured selfie. This feature provides a high degree of real-time risk mitigation for digital or face-to-face engagements. It transforms facial features into digital biometric information for cross-checking against identity documents. The vendor claims that this feature offers enhanced service for South African citizens by crosschecking against the Home Affairs National Identification System (HANIS).

Risk Assessment Services: ThisIsMe complements an effectively implemented risk-based approach, according to the vendor. The product offers Anti-Money Laundering protocols, Politically Exposed Persons checks, and Sanction Screening solutions to help businesses identify potential risk for proper risk mitigation and regulatory compliance. It also provides additional tools for investigating risk related to mobile telephone numbers, email addresses, and credit risk.

Information Validation Services: ThisIsMe aims to provide quick and efficient validation of documents and information, according to the vendor. This feature helps reduce costs and streamline administrative tasks such as client onboarding. The product maintains high standards for data accuracy, security, and customer experience. It offers access to data sources covering contact information, address data, employer information, and more.

Batch Data Services: ThisIsMe offers bulk data processing and assessment capabilities, according to the vendor. This feature allows businesses to efficiently manage large data sets and enrich them with products and services from the Solutions portfolio. The product ensures data handling in compliance with data protection legislation.

ThisIsMe API: The vendor provides a standards-based API for seamless integration and automation of key processes. The API allows businesses to ensure compliance, reduce risk, and deliver a swift customer experience. It enables the integration of essential verification tasks directly into existing workflows. The vendor claims that this API is a scalable solution suitable for businesses of all sizes.

Hosted Verifications: According to the vendor, ThisIsMe offers the ability to execute verifications via the Partners Platform without direct integration. This customizable platform fits branding requirements and provides strict company permissions for control over who sees what. Users can execute any service available via API integration in the web interface.