AuditGenius vs. Experian Credit Risk

Based on my experience, the application is well suited for the loan professionals to audit the system of the company and seems to be not so flexible when it comes to banks, fintech, and other lenders. Also, sometimes customer support is not available and people always choose the application that has good support 24/7 which seems to be a downside, and lose valuable customers.

Incentivized

Experian credit risk is a great tool to assess your customers and take risks appropriately. It is specifically suited to underwrite your customers. It is not so well suited to predict the affluence or spend propensity of your customers.

Incentivized

• Let me know the loopholes the system has
• Also helps in loan audits helping understand the client better
• the application is not just limited to one or two audits but i can create different number of them to improve m companies system.

Incentivized

• Climate credit analysis
• Probability of defaulting
• Credit risk pricing

Incentivized

• Sometimes the customer service wont respond.
• It is only limited to web application
• Scope is limited to loan professionals and does not include banks and fintechs

Incentivized

• Algorithm could be more transparent
• Sometimes the recommended actions don't end up immediately increasing score
• Too costly

Incentivized

Auditgenius is mainly into financial risk management with its AI tool it prevents any fraudulent clients and also from loan errors, which has helped me find out any loopholes within the system. It also has lots of built-in templates for generating reports as quickly as possible thereby saving good time to look after other aspects

Incentivized

Experian has much wider coverage, more reliable data, and gives predictions on default rates reliably.

Incentivized

• Its fast and robust that's a key to be quickly analyzing the risks
• Average to poor customer support at times when most needed
• Customisable and standard templates available in a click

Incentivized

• Extracts all data from PDF format which helps us not to miss any data during [the] evaluation process
• Audit trail changes helps us to analyze anomalies
• Extremely transparent outputs to take decision

Incentivized