TrustRadius

Experian Credit Risk vs. Finicity Connect

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Experian Credit Risk
Score 7.3 out of 10
N/A
Experian Risk Management helps lenders understand the aggregate risk, create appropriate credit risk policies and products, identify and retain profitable customers and automate credit granting decisions.N/A
Finicity Connect
Score 8.8 out of 10
N/A
Finicity Connect, now from Mastercard, is a fintech software that aims to make the consumer permissioning process simpler and faster. Finicity Connect links to the vast majority of financial institutions, providing an open banking APIs designed to put consumers in control of their financial data for additional security.N/A
Pricing
Experian Credit RiskFinicity Connect
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
Experian Credit RiskFinicity Connect
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details——
More Pricing Information
Community Pulse
Experian Credit RiskFinicity Connect
Top Pros

No answers on this topic

Top Cons

No answers on this topic

Best Alternatives
Experian Credit RiskFinicity Connect
Small Businesses

No answers on this topic

No answers on this topic

Medium-sized Companies
FloQast
FloQast
Score 9.3 out of 10
FloQast
FloQast
Score 9.3 out of 10
Enterprises
FloQast
FloQast
Score 9.3 out of 10
FloQast
FloQast
Score 9.3 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Experian Credit RiskFinicity Connect
Likelihood to Recommend
7.0
(2 ratings)
10.0
(1 ratings)
User Testimonials
Experian Credit RiskFinicity Connect
Likelihood to Recommend
Experian
Experian credit risk is a great tool to assess your customers and take risks appropriately. It is specifically suited to underwrite your customers. It is not so well suited to predict the affluence or spend propensity of your customers.
Verified User
Anonymous
Read full review
Mastercard
It's a very comprehensive and plenty of features as compared to its competitors. I like how it shorten the time it takes to verify account details, monitor balances or create verification reports easily. I like how it makes the consumer permission process super simple and intuitive and makes them fast to data needed to provide service instantly.
Khati Disha | TrustRadius Reviewer
Khati Disha
Information Technology Project Manager
Read full review
Pros
Experian
  • Climate credit analysis
  • Probability of defaulting
  • Credit risk pricing
Verified User
Anonymous
Read full review
Mastercard
  • Free access to our API endpoints.
  • Helps to connect supports the TSP protocol to secure our user credentials when accessing information from our financial institutions.
  • Integrate and connect anywhere within our web or mobile app using iFrame.
  • Connect SDK resources for both web and mobile apps.
Khati Disha | TrustRadius Reviewer
Khati Disha
Information Technology Project Manager
Read full review
Cons
Experian
  • Algorithm could be more transparent
  • Sometimes the recommended actions don't end up immediately increasing score
  • Too costly
Verified User
Anonymous
Read full review
Mastercard
  • Some features are complicated. Needs more training.
  • The Finicity Connect API documentation is not available in all areas.
Khati Disha | TrustRadius Reviewer
Khati Disha
Information Technology Project Manager
Read full review
Alternatives Considered
Experian
Experian has much wider coverage, more reliable data, and gives predictions on default rates reliably.
Verified User
Anonymous
Read full review
Mastercard
It allows our customers to grant Finicity authorisation and use of their account credentials to access their financial data. I like how it integrate Connect anywhere within our web or mobile apps using iFrame. Connect SDK resources for both web and mobile apps. Add more Security features to our clients data. The support is great for all our needs.
Khati Disha | TrustRadius Reviewer
Khati Disha
Information Technology Project Manager
Read full review
Return on Investment
Experian
  • Extracts all data from PDF format which helps us not to miss any data during [the] evaluation process
  • Audit trail changes helps us to analyze anomalies
  • Extremely transparent outputs to take decision
Verified User
Anonymous
Read full review
Mastercard
  • Insights into customer-focused fintech innovation.
  • Phenomenal end-users experience.
  • Highest level security for our clients data.
Khati Disha | TrustRadius Reviewer
Khati Disha
Information Technology Project Manager
Read full review
ScreenShots