Experian Credit Risk vs. Perfios Data Aggregation and Analytics

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Experian Credit Risk
Score 8.8 out of 10
N/A
Experian Risk Management helps lenders understand the aggregate risk, create appropriate credit risk policies and products, identify and retain profitable customers and automate credit granting decisions.N/A
Perfios Data Aggregation and Analytics
Score 0.0 out of 10
N/A
Perfios offers a financial data analytics platform that can handle data from various sources with capabilities to extract, curate, clean, and analyze data, to build domain-intensive solutions. It is used to generate reports and simplify data-decisioning procedures for institutions. In consumer and SME lending, Data Aggregation and Analytics evaluates the borrowers' behavior and determines their overall credit health. Perfios' predictive analytics also makes it possible to track a borrower's…N/A
Pricing
Experian Credit RiskPerfios Data Aggregation and Analytics
Editions & Modules
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Offerings
Pricing Offerings
Experian Credit RiskPerfios Data Aggregation and Analytics
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
Experian Credit RiskPerfios Data Aggregation and Analytics
Considered Both Products
Experian Credit Risk
Chose Experian Credit Risk
Experian has much wider coverage, more reliable data, and gives predictions on default rates reliably.
Perfios Data Aggregation and Analytics

No answer on this topic

Best Alternatives
Experian Credit RiskPerfios Data Aggregation and Analytics
Small Businesses

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Medium-sized Companies
FloQast
FloQast
Score 8.8 out of 10
FloQast
FloQast
Score 8.8 out of 10
Enterprises
FloQast
FloQast
Score 8.8 out of 10
FloQast
FloQast
Score 8.8 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Experian Credit RiskPerfios Data Aggregation and Analytics
Likelihood to Recommend
7.0
(0 ratings)
-
(0 ratings)
User Testimonials
Experian Credit RiskPerfios Data Aggregation and Analytics
Likelihood to Recommend
S&P credit risk rating, global pay sense, S&P global china specific credit risk, hidden credit risk are well suited for [the] global financial evaluation of unlisted [organizations] in respective equity markets which makes an evaluator handy although the financial details are not in public domains but still available for private use.
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Pros
  • Climate credit analysis
  • Probability of defaulting
  • Credit risk pricing
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Cons
  • Algorithm could be more transparent
  • Sometimes the recommended actions don't end up immediately increasing score
  • Too costly
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Alternatives Considered
Experian has much wider coverage, more reliable data, and gives predictions on default rates reliably.
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Return on Investment
  • Helped reduce overall defaults on our credit portfolio
  • Structured data from a single source means much faster processing of credit requested
  • Helping users take right action to improve their credit score
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ScreenShots