Experian Credit Risk vs. UpGrad

Experian credit risk is a great tool to assess your customers and take risks appropriately. It is specifically suited to underwrite your customers. It is not so well suited to predict the affluence or spend propensity of your customers.

Incentivized

1. Gives you holistic learning with a combination of lectures and assignments
2. Can be accessed via website and mobile application
3. You can download videos and watch them later
4. Overall it is a cost-effective tool
5. Their video player needs a lot of improvement. It keeps on buffering a lot and use a lot of data. Some additional features could be provided like fast-forwarding videos by 5 or 10 seconds

Incentivized

• Climate credit analysis
• Probability of defaulting
• Credit risk pricing

Incentivized

• The courses library is too exhaustive
• It has partnerships with few of the most reputed universities in India and Globally
• Its a cost effective tool
• Provides the feature to download courses and watch later

Incentivized

• Algorithm could be more transparent
• Sometimes the recommended actions don't end up immediately increasing score
• Too costly

Incentivized

• The video player needs improvement
• Their mobile application gets stuck and can be made intutive
• Some courses can still be made cheaper

Incentivized

Experian has much wider coverage, more reliable data, and gives predictions on default rates reliably.

Incentivized

1. It is relatively cheaper than Bjyu's which was a major deciding factor for going ahead with upGrad
2. UpGrad has partnerships with better universities in India and Globally as well
3. Their marketing team is better than Bjyu's
4. The mentor support provided during the course helps complete the courses faster and understand them better

Incentivized

• Extracts all data from PDF format which helps us not to miss any data during [the] evaluation process
• Audit trail changes helps us to analyze anomalies
• Extremely transparent outputs to take decision

Incentivized

• The cost per session is good, justifies the ROI
• The progress report and reminders keeps us on your toes

Incentivized