Klarna Checkout vs. MyCommerce

To get a flexible set of payment options quickly provisioned on your online store, Klarna is ideal. They offer the usual payment options and also additional buy now pay later options which give the customer a full selection of choices. With Klarna you can do one integration and get access to all of these.

Incentivized

DR doesn't work well with PayPal subscriptions, renewal rate is very low. So, if company is using a subscription model it should have another payment system as a backup

• Flexible payment option.
• Easy to navigate the back end.

• Almost fully customized templates
• Very simple subscription flow
• Allows to generate license on the fly using callback to back-end server
• Very good technical support

• Some Magento integration needs extra customisation
• Account setup can take time
• Able to configure your own offers via the dashboard

Incentivized

• Definitely need Web-based API to manage subscription including changes in renewal date
• Add more languages (especially Arabic)
• Redirect user to PayPal directly without entering to shopping cart

DR is good enough and it also depends what's the company goals. DR solves a lot of problems for company and it saves money in some cases.

Klarna have the most advanced and comprehensive solution which includes buy now pay later.

Incentivized

We are using Stripe as alternative solution for some categories of users and as a backup. Stripe has much more flexible API but less flexible template customization.

• They take a fee, larger than other systems do, so I do lose some money there.
• I make more sales than I would without the payment option through Klarna.

• Works well with credit card renewals
• Strong fraud detection system (very important)
• Doesn't work well with PayPal renewals
• High enough fee
• Overall DR is good in this area