PayJunction vs. 2Checkout from Verifone

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
PayJunction
Score 0.0 out of 10
N/A
PayJunction is a payment gateway software solution previously offered by First National Bank of Omaha and now a registered ISO of Wells Fargo Bank, N.A.
$35
per month
2Checkout from Verifone
Score 8.6 out of 10
N/A
The 2Checkout Monetization Platform, now from Verifone (acquired September 2020) is designed to address the complexity of online commerce, subscription billing, and global payments for software, SaaS and online services companies. The vendor says that their solution is backed by: a proven cloud platform, unmatched expertise and a depth of digital commerce services. The vendor’s value proposition is that their solution simplifies the complexities that online merchants face when expanding and…N/A
Pricing
PayJunction2Checkout from Verifone
Editions & Modules
TXN / BATCH FEE
$0.07
per transaction
Checks
0.75%
of transaction
Swiped or Keyed Debit Card (Fixed Rate)
0.80%
of transaction
Swiped Credit Card (Fixed Rate)
2.26%
of transaction
Keyed Credit Card
2.55%
of transaction
Credit Cards
Cost + 0.75%
of transaction
No answers on this topic
Offerings
Pricing Offerings
PayJunction2Checkout from Verifone
Free Trial
YesNo
Free/Freemium Version
YesNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsMonth-to-month payment processing, based on volume. No cancelation fee Equipment is free *$35 monthly fee if processing below $10,000 New Business Credit Cards: Cost+0.75% Deposit Time: 1 Day Checks: 0.75% PCI Fee: $0 Monthly: $0 Gateway: $0 Annual: $0 Exit Fee: $02SELL - 3.5% + 0.30 EUR per successful sale 2SUBSCRIBE - 4.5% + 0.40 EUR per successful sale 2MONETIZE - 6.0% + 0.50 EUR per successful sale
More Pricing Information
Community Pulse
PayJunction2Checkout from Verifone
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User Ratings
PayJunction2Checkout from Verifone
Likelihood to Recommend
-
(0 ratings)
8.2
(6 ratings)
Usability
-
(0 ratings)
1.0
(1 ratings)
User Testimonials
PayJunction2Checkout from Verifone
Likelihood to Recommend
PayJunction
No answers on this topic
Verifone
2Checkout Monetization Platform is well suited for emerging SaaS businesses because along with payment processing, they offer you exposure to Affiliates and make electronic code delivery easy. The dashboard is cumbersome and reporting graphs/options are not easy to comprehend so it might become trouble when the business grows and you want to show it to venture capitalists or any investor/buyer.
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Pros
PayJunction
No answers on this topic
Verifone
  • 2Checkout handles credit cards that I would not be able to accept from my country.
  • Fraud prevention works. They saved me a couple of times and I appreciate that.
  • I always received my payments on time. I never had to complain.
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Cons
PayJunction
No answers on this topic
Verifone
  • In the 2Checkout dashboard, searching for transactions is a bit awkward
  • I wish there were more reports available for me in the 2Checkout dashboard
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Usability
PayJunction
No answers on this topic
Verifone
It is surreal. Everything feels like they don't really want you to use them. I had to beg them to approve my account because of stupid approval questions. Example: give ONE url where payments will come from. (my payments will come from a page inside my webapp which means absolutely nothing to users who don't have a user in my webapp. I also have many URLs where the users can pay from) Then their API is super complicated to use. I couldn't believe how complicated it is. It is not well explained in the documentation and you have to guess until you understand the underlying logic. I wouldn't use it if I Stripe was available in my country.
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Alternatives Considered
PayJunction
No answers on this topic
Verifone
Avangate digital commerce is the only available leading payment gateway service provider for Sri Lankans. That is the main reason to choose Avangate for my web store. It's easy and cost-effective and easy to use as a payment gateway service provider overall. Pricing, customer care, payout process and reporting is very good at Avangate.
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Return on Investment
PayJunction
No answers on this topic
Verifone
  • I now get excellent customer service as compared to when I was with PayPal
  • I no longer have to subject my customers to the pain of maintaining a PayPal account
  • 2Checkout allows me to offer the same service as any large company and I'm a 1 man show
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ScreenShots

PayJunction Screenshots

Screenshot of Screenshot of PayJunction Cumulative Reporting of TransactionsScreenshot of Screenshot of PayJunction New Transaction WindowScreenshot of