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ABLE Origination

Score6 out of 10

1 Reviews and Ratings

What is ABLE Origination?

End-to-end loan origination platform for banks and FinTech

ABLE Origination software automates the entire lending process end-to-end. Financial organizations can operate the system with little to no human interaction and make personalized offers based on a 360° customer view. ABLE Origination provides an inimitable customer experience while maximizing portfolio revenue.

Due to a modular basis ABLE Origination is configurable and scalable to face all business requirements.

A web-based system automates the lending process at all stages:

  • Omnichannel application initiation

  • Data validation due to integration with various external data sources

  • Instant decision on applications and making personalized offers

  • Capabilities of debt consolidation, restructuring, and customer negotiation

  • Loan disbursement automation

ABLE Origination suits for any product type:

Retail loans

  • Cash loans

  • Credit cards

  • Refinancing

  • POS-loans

  • Mortgages

  • Auto-loans, etc.

Commercial loans

  • SME and entrepreneur financing

  • Investment lending

  • Credit lines

  • Overdraft

  • Leasing

  • Factoring, etc.


ABLE Origination features:

  • Pre-configured features

  • Configurable Product catalog

  • Smart capturing of data

  • Multichannel customer interaction

  • Personal offer calculation

  • OCR and Documents recognition

  • Application document management

  • Capability of full integration with 3rd party data and service providers

  • Dashboards and analytical reporting

  • Endorsement of the loan origination platform by the market


ABLE Origination benefits:
  • Full capability to automate loan application decisions

  • Calculation of personal offers on the basis of client’s risk level

  • Visual UI for rules configuration

  • Scorecards of any complexity, Machine Learning models

  • Application decisions based on 360°Customer View

  • Validation and testing tools, optimal decision strategy calculation

  • Analytical reporting for loan portfolio and models stability


Target market:

Large banking groups, neobanks, lenders, auto-dealers, and payment instructions.

Media

Screenshot of Preconfigured features
Screenshot of Application document management
Screenshot of Product catalog
Screenshot of Personal offer calculation
Screenshot of Visual UI for rules configuration
Screenshot of Scorecards of any complexity, Machine Learning models
Screenshot of Personal offer calculation based on client’s risk level
Screenshot of Validation and testing, decision strategy calculation
Screenshot of Calculation of verification level, recommendations for underwriting and Credit committee involvement

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Screenshot of Preconfigured features