Certua

Certua is an insurance solution designed to enhance the financial resilience of small and medium enterprises (SMEs). According to the vendor, Certua offers embedded insurance products and services that can be seamlessly integrated into digital platforms. It aims to cater to a wide range of professions and industries, including healthcare professionals, digital wealth managers, e-commerce platforms, financial services, and banking services.

Key Features

Life insurance reimagined: Certua offers Adaptive Life™, a life insurance product that utilizes open data to automatically update coverage in real-time based on an individual's changing financial and personal circumstances. The vendor claims that this feature ensures individuals do not overpay for coverage, as the premium is adjusted according to their current financial situation.

Designed for SMEs: Certua provides a range of dynamic insurance services tailored for Small and Medium Enterprises (SMEs) to offer operational security and peace of mind. This includes cyber insurance, medical malpractice insurance, and management liability insurance, according to the vendor.

Embedded insurance: Certua offers embedded insurance solutions that can be integrated into digital platforms, providing additional revenues and margins without extra operational costs. The vendor suggests that this feature allows businesses to create new revenue streams, increase margins, reduce customer churn, and differentiate their proposition.