Earnin

Earnin, headquartered in Palo Alto, aims to build a financial system that works for people. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly, and Earnin operates on a pay model chosen by the customer. The service simply requires a bank account and a job that provides direct deposit or uses electronic timesheets.