OneScore

OneScore from Equifax is a multi-data risk score that leverages differentiated alternative data including telco, pay TV, and utility data and specialty finance data. It can be used as a standalone score or combined with traditional consumer credit data for even better performance.

By the numbers, according to Equifax:

- 21% more applicants could be made scoreable with OneScore compared to a traditional credit score alone

- 10% KS lift - when compared to a traditional score, enhancing the ability to identify consumers that should be swapped out

- 15.5% more applicants can be approved when OneScore is used in combination with a traditional risk score without incurring additional risk