GOLDPoint Systems

GOLDPoint Systems is a lending software solution designed to streamline the loan origination and loan servicing processes for lenders of all sizes. According to the vendor, this software offers a range of features and functionalities to meet the lending needs of various industries, including financial institutions, credit unions, banks, online lenders, and auto dealerships.

Key Features

Loan Application: Lending institutions can accept loan applications online and in-person, while borrowers can apply for loans directly through dealerships using online lending features. The vendor claims that the loan application processes can also be fully customized with APIs.

eSignature: Borrowers can electronically sign documents anytime, anywhere, with any device, providing flexibility and convenience for both borrowers and lenders.

Automated Underwriting: According to the vendor, this feature automates the underwriting process, making loan processing faster and easier. It is a web-based app with drag-and-drop capabilities, allowing for changes, testing, and deployment from anywhere.

Funding: GOLDPoint Systems offers multiple funding options, including direct deposit, checks, dealer funding, and debit card funding. The vendor states that this provides convenience for borrowers and flexibility for lenders.

Consumer Application: The software includes a customizable, white-labeled loan application that offers a seamless borrower experience. It also offers add-on products like loan insurance with real-time price quotes and disclosures.

Automated Workflow Engine: Lenders can customize automated processes for loan application responses, according to the vendor. This feature is said to save time and increase efficiency, helping maintain consistent decisions and comply with fair-lending practices.

Loan Servicing: GOLDPoint Systems has the ability to service any type of loan in any state, claims the vendor. It offers a robust notifications system for compliance and communication with borrowers, along with account management, payments, collections, credit reporting, and performance dashboard features.

GOLDAccount Center Mobile App: According to the vendor, this mobile app allows borrowers to manage their loans on the go. It offers individual branding, biometric login, and push notifications for a user-friendly experience.

Lending API: GOLDPoint Systems provides a JSON API library for customization and integration with third-party applications. According to the vendor, this allows for the creation of loan applications, mobile apps, landing pages, and more, providing flexibility and control over the borrowing experience.

General Ledger: The software includes a powerful general ledger system for accurate accounting and financial management. According to the vendor, it has a user-friendly interface with customization options, real-time posting, robust security, and information drill-down features.