Karza KScan

KScan is a business intelligence platform offered by Karza Technologies. According to the vendor, it provides insights and automation for lead generation, financial diligence, defaulter screening, related party analysis, and transaction/portfolio monitoring. The product is designed for businesses of all sizes, including sole proprietors, firms, HUFs, and companies. It is utilized by professionals and industries in banking and financial services, risk and compliance, due diligence and investigation, corporate governance, and underwriting.

Key Features

Business and Management Profiling: According to the vendor, users can gain insights into business demographics, vintage, presence, and detailed management profiles for all types of businesses, including sole proprietors, firms, and companies. Profiles are claimed to be updated monthly and in real-time.

Comprehensive Related Party Network: The vendor states that the proprietary graph technology helps identify linkages between businesses and individuals. Users can access pre-profiled 450 crore linkages between 2.7+ crore businesses and individuals, which can assist in detecting diversion of funds.

Financial Analysis: The vendor claims that users can access micro financial insights, pre-computed ratios, shell entity alerts, and ultimate beneficiary analysis. Data from MCA, GST, ITR, and banking solutions can be utilized for instant sanction and decision-making.

Litigation and Defaults: The product allows users to screen and receive daily alerts across various regulatory actions, sanctions, statutory payment defaults, rating alerts, filing alerts, AML sanctions, offshore leaks, and negative news searches. It covers target entities and all related parties.

Ease of Use: According to the vendor, KScan can be used as a simple search engine or integrated with customizable APIs for seamless integration with BREs and underwriting engines.

Diligence and Investigation: The vendor claims that KScan provides comprehensive diligence and investigation capabilities. Users can access detailed information about businesses and individuals, including financials, litigation history, related parties, and more.

Transaction Monitoring: Users can monitor the health of portfolio companies through early warning signals and receive real-time alerts on any negatives surrounding the companies being monitored.

Negative Scans: The vendor states that users can utilize over 80 built-in negative screening alerts covering regulatory, statutory, banking defaults, auditor comments, credit rating changes, and proprietary alerts. This feature allows users to instantly flag any business for alerts.

Legal Diligence: According to the vendor, users can conduct thorough legal diligence by accessing the most comprehensive litigation search across district courts, high courts, supreme court, consumer court, RERA court, and key tribunals. Fuzzy logic algorithms and filtering options are claimed to provide accurate results.

Corporate Governance: KScan can be used to ensure compliance and monitor profile changes across key statutory registrations, including GST, EPFO, IEC, TAN, and more, according to the vendor.