BureauRelay

Metro2 is a cloud-based credit reporting platform built for data furnishers who need to report consumer credit data to the major bureaus. It automates Metro 2 file generation with built-in format validation, error checking, and compliance rules. Users can submit directly to Equifax, Experian, and TransUnion from one dashboard. Features include real-time record validation, analytics dashboards for tracking submission metrics and error rates, complete file history with audit trails, and integrated e-OSCAR dispute management. The tool is designed for lenders, servicers, and fintech companies of all sizes. There are no setup fees and no long-term contracts - just simple monthly pricing based on tradeline volume.