What is Mirai?
Mirai is a cloud-native Balance Sheet Management platform that integrates Asset Liability Management (ALM), Liquidity Risk Management, and Funds Transfer Pricing (FTP). The solution is designed to consolidate data from risk, treasury, and finance departments into a shared data model to support organizational alignment and Regulatory Reporting.
Key Capabilities
- Risk & Capital Analytics: The platform performs high-performance calculations for Interest Rate Risk in the Banking Book (IRRBB), Credit Spread Risk in the Banking Book (CSRBB), Liquidity Risk, and Capital Risk.
- Behavioral Modeling: Mirai utilizes machine learning to develop Self-Calibrating Models that adapt to shifting market conditions and customer behaviors for more accurate forecasting.
- Automated Regulatory Compliance: The system provides tools for consistent reporting and is intended to accelerate Asset Liability Committee (ALCO) processes.
- Conversational Data Exploration: Built-in AI Agents allow users to explore insights and interact with the data model using Natural Language Processing (NLP).
Audience & Use Cases
- Audience: Risk managers, treasury officers, and financial analysts at regional banks and Globally Systemically Important Banks (GSIBs).
- Use Case: Replacing disconnected legacy systems to centralize Balance Sheet oversight and automate strategic planning workflows.
Technical Specifications
- Architecture: Cloud-native.
- Functional Scope: ALM, FTP, Liquidity Risk, Regulatory Reporting.
Categories & Use Cases
Screenshots
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Screenshot of ALCO
Technical Details
| Deployment Types | On-Premise, SaaS |
|---|---|
| Operating Systems | Windows, Linux, Mac, Chromebook |
| Mobile Application | No |
| Supported Countries | LATAM, North America, EMEA |
| Supported Languages | English, Spanish |
FAQs
What are Mirai's top competitors?
Empyrean Platform are common alternatives for Mirai.