Name: Picwell DX
Author: Picwell

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Picwell DX is a benefits decision support solution that, according to the vendor, helps employees make informed benefits decisions. It is designed to guide employers in driving strategic HR and Benefits results for their consumer-directed health strategies, aiming to ensure the long-term sustainability of their benefits programs. The solution is suitable for companies of various sizes, from small businesses to large enterprises, and is utilized by professionals in Human Resources, Benefits Administration, Employee Benefits Consulting, Health Insurance, Financial Services, Healthcare Consulting, and Brokers.

**Key Features**

**Personalized Benefits Guidance**: Picwell DX offers personalized benefits guidance for employees, providing recommendations and insights for health insurance plans, HSAs, and other voluntary benefits in less than 10 minutes, according to the vendor.

**Mathematical Decision Support**: According to the vendor, Picwell DX utilizes AI and data-driven analytics to calculate each employee's personal health risk exposure and identify the plans that best fit their unique needs, based on their health status, preferences, and risk tolerance.

**Financial Wellness at Open Enrollment**: The vendor claims that by using decision support tools like Picwell DX, employees can make better choices that may result in average savings of $1000 per year compared to those who don't use the platform, potentially protecting their financial risk.

**Easy Plan Comparison**: Picwell DX includes the Build-a-Plan tool, which, according to the vendor, allows employees to easily compare health insurance plans, including those offered by a spouse or partner. The tool provides step-by-step guidance and educates employees on plan details such as deductibles, out-of-pocket expenses, and co-pays.

**Interactive HSA Education**: The vendor states that Picwell DX includes an interactive HSA module that simplifies the understanding of Health Savings Accounts. It provides comprehensive education, gamified tools, and custom contribution calculators to help employees determine optimal HSA contribution amounts.

**Post-Enrollment Insights Reports**: Picwell DX generates post-enrollment insights reports that offer detailed information on employee engagement during enrollment, according to the vendor. These reports provide HR professionals with actionable insights to fine-tune benefits plans and improve education and communication strategies.

**Interactive Decision Support**: Picwell DX offers interactive decision support tools, according to the vendor, to guide employees through complex benefit decisions, such as choosing the most suitable health plan or understanding the impact of different benefit options.

**Personalized Recommendations**: The platform generates personalized benefit recommendations based on individual employee data, according to the vendor. This ensures that employees receive tailored guidance and recommendations that meet their specific needs and preferences.

**Plan Comparison and Cost Estimation**: According to the vendor, Picwell DX allows employers to compare different health plans and estimate the costs associated with each option. The platform takes into account factors such as premiums, deductibles, copayments, and out-of-pocket maximums, enabling employees to make informed decisions about their healthcare coverage.

**Health Savings Account (HSA) Optimization**: Picwell DX provides tools to optimize Health Savings Account (HSA) contributions and utilization, according to the vendor. By analyzing employee data, the platform helps determine the optimal contribution amount based on expected healthcare expenses and tax advantages, potentially maximizing the benefits of employees' HSAs.

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What is Picwell DX?