QUALCO Data-Driven Decisions Engine (D3E)

The QUALCO Data-Driven Decisions Engine (D3E) is an integrated credit portfolio Analytics software designed to automate and streamline the entire Analytics workflow. According to the vendor, D3E caters to financial institutions, debt management companies, collection agencies, banks, and creditors of all sizes, providing them with tools to make data-driven decisions and optimize their credit operations.

Key Features

Consolidated Data View: According to the vendor, D3E allows users to organize and maintain a bird's eye view of their credit portfolio's evolution. It offers capabilities to easily ingest, transform, and time sequence data for analytical assessment.

Minimize Human Effort Through Automation: The vendor claims that D3E enables users to build and maintain automated predictive models easily using Machine Learning technology. It aims to reduce the need for analysts to spend time on data wrangling and non-value-adding tasks.

Build Multiple Models with Minimum Cost: According to the vendor, D3E allows users to develop analytics capabilities by building on earlier results and easily experimenting with low-priced and risk-free options.

Deployment Options Matching Your Needs: D3E offers various deployment options, including in-house, cloud-based, and hybrid, according to the vendor. This flexibility aims to seamlessly integrate the software with users' existing IT architecture.

Empower Business Users and Analysts: The vendor claims that D3E supports business users and analysts in strategic and operational decision-making using a single platform. It aims to address multiple optimization areas simultaneously.

Identify Customer Behavior: According to the vendor, D3E applies explainable machine learning algorithms to identify behaviors and drive customer segmentation. It aims to match tailored operational treatments to customers to maximize performance.

Increased Profitability: The vendor states that D3E enables users to drive tailored customer treatment, gain clarity into their operations, optimize day-to-day treatment decisions, and ultimately collect more with less.

Optimization at Scale: According to the vendor, D3E allows users to optimize multiple costly processes based on desired outcomes. It aims to dynamically prioritize successful approaches and estimate the bottom-line impact of strategic initiatives.

Advanced Reporting Capabilities: D3E offers automated reporting capabilities to monitor and improve productivity and financial performance, according to the vendor. Reports and analyses are built on the same data warehousing facilities, ensuring consistency.

Speedy Deployment: The vendor claims that D3E provides powerful and flexible data modeling and ingestion capabilities, enabling quick deployment. They state that typical optimization initiatives can be completed within 2-5 weeks with suitable data.