Quidkey

Quidkey enables account to account (A2A) payments with a predictive algorithm that surfaces the customer’s bank at checkout, so they can pay directly from their bank. The vendor states their customer-bank affiliation algorithm is the first to identify a customer’s bank and enable a bank-branded, A2A payment method.

Quidkey aims to enable merchants to offer domestic and cross-border transactions at reduced costs. Additionally, the service will enable banks to monetize existing assets by expanding access to their financial products.

Quidkey is a bank-branded payment solution that works by predicting and auto-selecting the customer’s bank at checkout, simplifying the payment process while enhancing security and customer trust. If Quidkey is unable to accurately predict the customer’s bank, the system seamlessly reverts to the merchant’s settings, ensuring a smooth and uninterrupted checkout experience.

According to Quidkey, domestic transactions settle instantly in the UK and within one business day across the EU. Cross-border payments typically complete in 1–2 business days, depending on the customer’s bank and location.

Quidkey is available via pay-as-you-go pricing per transaction, with no setup or monthly fees. It is available to merchants worldwide selling to UK and EU customers. Quidkey is now live with Shopify merchants globally, and support US, UK, EU, and OZ merchants both for domestic and cross-border transactions.