Name: Zest AI
Author: ZestFinance

Help Desk

Web and Video Conferencing

Customer Support

Interactive Application Security Testing (IAST)

Kubernetes Monitoring

Software Repositories

WebOps

Development

Academic Advising

Classroom Management

Education

Business Intelligence (BI)

Collaboration

File Sharing

Workspace Planning

Enterprise

Accounting

Invoicing

Finance and Accounting

Applicant Tracking

Background Check

Corporate Learning Management

Diversity, Equity, and Inclusion (DEI)

HR Management

Payroll

Talent Intelligence

Talent Management

Workforce Analytics

Workforce Management

Human Resources

Business Internet Service Providers (ISPs)

Cloud Storage

Computerized Maintenance Management Systems (CMMS)

Configuration Management Databases

Content Delivery Networks (CDN)

Data Collaboration

Data Observability

Database Load Balancing

Disaster Recovery as a Service (DRaaS)

Enterprise Architecture Management

Fraud Detection

IT Operations Analytics

Infrastructure-as-Code (IaC)

Integration Platform as a Service (iPaaS)

Internet Security

MLOps

Network Monitoring

Network Performance Monitoring

Release Management

SOA Application Gateways

Secret Managers

Technology Scouting Software

Threat Intelligence

WiFi Hotspot

Workload Automation

Information Technology

A/B Testing

AI Writing Assistant Software

Ad Serving & Retargeting

All-in-One Marketing

Content Management

Digital Asset Management

Digital Content Creation

Email Marketing

Landing Page

Marketing Automation

Online Proofing

Retail Media Advertising

Search Engine Marketing (SEM)

Social Media Management

Social Media Marketing

Survey & Forms Building

Swag Management

Video Collaboration

Web Analytics

Marketing

Project Management

Professional Services

Customer Relationship Management (CRM)

Social Commerce

Sales

Video Surveillance

Security

Oil and Gas

Real Estate

Vertical-Specific

Find top rated software and services based on in-depth reviews from verified users. 400+ software categories including PaaS, NoSQL, BI, HR, and more.

Cube

Cube Planning, Inc

D&B Finance Analytics

Dun  Bradstreet

Experian Credit Risk

Experian

Equifax Credit Risk

Equifax

Agreement Express

Creditsafe

Creditsafe USA

Finicity Connect

Mastercard

Abrigo Financial Crimes Solution

Abrigo

AuditGenius

Indecomm Global Services

Clearwater Analytics

Zest AI is a suite of applications and a model management system offered by Zest AI, aimed at lenders in the financial industry. According to the vendor, the primary purpose of Zest AI is to assist lenders in building, adopting, and operating AI-driven credit models. The goal is to help lenders increase loan approvals, manage risk, drive operational efficiency, improve borrower experience, and ensure fair lending practices. Zest AI caters to lenders of all sizes, including banks, credit unions, and other financial institutions.

## Key Features

**Build**: According to the vendor, Zest AI's build application allows lenders to create tailored underwriting models that can identify creditworthy borrowers who may be overlooked by national credit scores. Lenders have the flexibility to incorporate hundreds to thousands of variables into their models, capturing variable interactions and modeling more realistic relationships between data points. The aim is to improve risk assessment across the credit spectrum.

**Adopt**: Zest AI's adopt application provides lenders with automated and seamless model analysis and validation capabilities. According to the vendor, lenders can easily evaluate the components of a proposed model and assess its performance against benchmarks. This feature aims to help lenders meet regulatory and fair lending requirements through comprehensive documentation and validation processes.

**Operate**: With Zest AI's operate application, lenders can monitor the performance of their models in production. According to the vendor, lenders gain insights into loan-level and model performance, enabling them to identify booking trends, borrower changes, and feature importance. The goal is to help lenders detect market and borrower changes early on and make necessary adjustments to mitigate any adverse effects on their business.

**Zest Model Management System**: Zest AI's Model Management System is designed to provide lenders with everything they need for effective credit model management and easy AI adoption. The system includes a suite of applications, such as build, adopt, and operate, which aim to streamline the work of various stakeholders involved in the lending process. According to the vendor, lenders can leverage this system to increase approvals and loan growth, automate credit decisioning, manage risk and control losses, improve borrower experience, and drive operational efficiency. The Zest Model Management System is said to benefit multiple teams involved in lending, including credit risk, compliance, loan operations, and IT.

Cube is a financial planning & analysis (FP&A) platform that aims to enable finance teams to be more strategic and positively contribute to company growth activities by spending less time on manual, repetitive task, from Cube Planning headquartered in New York.

LivePlan is business plan software for entrepreneurs.  Features include the pitch creation, sample plans, financial assessments, and performance dashboards.

LivePlan Premium

LivePlan Standard

LivePlan

Zest AI

Financial Risk Management

ZestFinance

TrustRadius is a technology and business research firm based in Austin, Texas. The company is known as a review platform for verified B2B technology and software reviews through a proprietary algorithm and human verification.

TrustRadius

Home

Financial Risk Management Software

Zest AI

Overview

What is Zest AI?