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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Apple Pay

    Score9.1 out of 10
    N/AApple Pay is a payment gateway the vendor states gives customers an easy, secure, and private way to pay in stores, within apps, on the web, and in Business Chat.N/A

    Wise

    Score9.8 out of 10
    N/AWise, formerly TransferWise, from the company of the same name headquartered in London, provides international accounts and payment solutions for businesses. Wise helps businesses pay international invoices, vendors, and employees with the real exchange rate, in 80 countries, boasting cheaper rates than traditional banking options. It also helps to make faster, lower-cost payouts to all business customers, freelancers, employees, investors, and suppliers around the world.

    $0.41

    one-time fee

    Pricing
    Apple PayWise
    Editions & Modules
    No answers on this topic
    ATM Fees over 100 USD per month
    2%
    One time/%
    Accounting Funding transactions
    2%
    One time/%
    Receiving USD wire payments
    4.14 USD
    One time/%
    Getting the Wise Debit card
    5 USD
    One time/%
    Getting account details in 10 currencies
    31 USD
    One time/%
    Sending money
    From 0.41%
    One time/%
    Converting money
    From 0.41%
    One time/%
    Offerings
    Pricing Offerings
    Apple PayWise
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details
    More Pricing Information
    Community Pulse
    Apple PayWise
    Considered Both Products
    Apple
    No answer on this topic
    Wise (formerly TransferWise)
    Chose Wise
    Apple Pay has high fees and hidden charges, not easy to use and it does not really support enterprises. It is also not regulated by MAS so we don't feel safe using it. Transferwise account was easy to set up (within minutes), the admin fee is low and the pricing is very …
    Incentivized
    Key User Insights
    Would buy again
    100%
    Would buy again
    24 Answers
    96%
    Would buy again
    22 Answers
    Delivers good value for the price
    100%
    Delivers good value for the price
    24 Answers
    96%
    Delivers good value for the price
    22 Answers
    Happy with the feature set
    100%
    Happy with the feature set
    24 Answers
    96%
    Happy with the feature set
    22 Answers
    Lived up to sales and marketing promises
    100%
    Lived up to sales and marketing promises
    18 Answers
    89%
    Lived up to sales and marketing promises
    17 Answers
    Implementation went as expected
    95%
    Implementation went as expected
    19 Answers
    100%
    Implementation went as expected
    18 Answers
    Features
    Apple PayWise
    Payment Gateways
    Comparison of Payment Gateways features of Apple Pay and Wise
    Feature
    Apple Pay
    8.3
    6 Ratings
    11% above category average
    Wise
    -
    Ratings
    Fraud Detection9.86 Ratings00 Ratings
    API or SDK9.94 Ratings00 Ratings
    Recurring Payment Support7.56 Ratings00 Ratings
    Billing and Invoicing Support7.86 Ratings00 Ratings
    Global Support6.96 Ratings00 Ratings
    Payment Form Acceptance7.96 Ratings00 Ratings
    Best Alternatives
    Apple PayWise
    Small Businesses
    Stripe Payments
    Score9 out of 10
    No answers on this topic
    Medium-sized Companies
    Payoneer
    Score8 out of 10
    No answers on this topic
    Enterprises
    Checkout.com
    Score10 out of 10
    No answers on this topic
    All AlternativesView all alternativesView all alternatives
    User Ratings
    Apple PayWise
    Likelihood to Recommend
    8.9
    (24 ratings)
    9.0
    (24 ratings)
    Likelihood to Renew
    7.3
    (1 ratings)
    -
    (0 ratings)
    Usability
    9.9
    (5 ratings)
    -
    (0 ratings)
    Support Rating
    -
    (0 ratings)
    10.0
    (1 ratings)
    User Testimonials
    Apple PayWise
    Likelihood to Recommend
    Apple
    If you accept payments while selling goods and services, Apple Pay can help you speed up the payment process while securely accepting payments. Since there is no need to stick a card into a machine, users won't have to fumble looking for a card when they can put their whole wallet on Apple Pay and check out easily.
    Incentivized
    Read full review
    Wise (formerly TransferWise)
    For a small business looking to expand internationally, transferwise offers lower admin fee and no hidden fee which is very important. It also remove the hassle and headache of setting up accounts with the local banks. Other than the low fees, the best part is we can use transferwise safely with a peace of mind as it is being regulated by the MAS. Lastly, any small business can set up their transferwise account within minutes which is very convenient
    Incentivized
    Read full review
    Pros
    Apple
    • The double click which launches it couldn't be easier; you don't even have to open your phone and find the app.
    • It's pretty much fool proof from there, as just holding your phone near the reader is sufficient for success.
    • Haptic feedback ensures that I know the payment registered.
    • I have full faith and confidence that the transaction was executed securely.
    Incentivized
    Read full review
    Wise (formerly TransferWise)
    • Quick - because funds are transferred domestically, even when going international, you don't have to wait long.
    • Easy - the printout of what information I needed to give the sending bank was complete and easy to understand.
    • Affordable - the fees on both ends were minimal.
    Incentivized
    Read full review
    Cons
    Apple
    • At times, my Apple Pay will pop up unintentionally. Perhaps there can be more safeguards around that.
    • Apple Pay is not super great if I need to make a return. For any return, I've found that paper receipts are superior.
    • Apple Pay sometimes requires very specific positioning when scanning the phone, which is frustrating.
    Incentivized
    Read full review
    Wise (formerly TransferWise)
    • For large money transfers, the tax is a bit expensive so it would be nice if that was adjusted or if there was some economy of scale.
    • Ability to schedule recurring transfers could be useful.
    • Be able to transfer money by using a mobile phone number, like with Mobile Pay or Bizum, when the sender and receiver of the money are in different countries.
    Incentivized
    Read full review
    Likelihood to Renew
    Apple
    It's now a standard.
    Incentivized
    Read full review
    Wise (formerly TransferWise)
    No answers on this topic
    Usability
    Apple
    Love the simplicity, i think it's a good way of getting apple-lovers to purchase things from the palm of their hand
    Incentivized
    Read full review
    Wise (formerly TransferWise)
    No answers on this topic
    Support Rating
    Apple
    No answers on this topic
    Wise (formerly TransferWise)
    We haven't really had to engage with TransferWise support. The platform is simple and easy to use.
    Incentivized
    Read full review
    Alternatives Considered
    Apple
    When I had my Android/Samsung phone, I tried Samsung's version of Apple Pay and it was terrible. It was very glitchy, and sometimes I would get a notification that I paid for something when I wasn't even in a checkout screen, like I was just browsing the internet or something and I'd get a notification! It was alarming and I quickly uninstalled the app and never used it again.
    Incentivized
    Read full review
    Wise (formerly TransferWise)
    We considered PayPal payment, ACH bank transfer, and simply mailing a check. TransferWise's fees were much lower than PayPal and our bank. Postage might have been less than TransferWise's fee, but payment could have taken more than a week rather than hours (or days in the case of a new payee).
    Incentivized
    Read full review
    Return on Investment
    Apple
    • Able to provide employees with digital company cards.
    • Convenient tracking of money spent.
    • Caring for others in our workplace and community through gifts and purchases.
    Incentivized
    Read full review
    Wise (formerly TransferWise)
    • We can save around 5% on our transfer fees
    • The online account management is easier than going into banks personally
    • There's no negative impact...
    Read full review
    ScreenShots