Fiserv Instant Issue Advantage vs. Visa Spend Clarity

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Instant Issue Advantage
Score 8.0 out of 10
N/A
Fiserv's Instant Issue Advantage and Instant Issue Advantage: Equipment allows financial institutions to offer fast, in-branch personalization and issuance of permanent debit, credit, ATM, EMV chip, gift and photo cards.N/A
Visa Spend Clarity
Score 8.5 out of 10
N/A
Visa Spend Clarity offers a suite of end-to-end spend management solutions to empower businesses of all sizes and levels of complexity to control spend, maximize visibility, and optimize cashflow. it is designed so that with it, financial institutions can deliver payment and spend management technology to help to increase card spend, improve customer retention, and differentiate their service.N/A
Pricing
Fiserv Instant Issue AdvantageVisa Spend Clarity
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
Instant Issue AdvantageVisa Spend Clarity
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Best Alternatives
Fiserv Instant Issue AdvantageVisa Spend Clarity
Small Businesses
Brex
Brex
Score 8.7 out of 10
BILL Spend & Expense
BILL Spend & Expense
Score 9.0 out of 10
Medium-sized Companies
Brex
Brex
Score 8.7 out of 10
Lola.com
Lola.com
Score 8.0 out of 10
Enterprises

No answers on this topic

GEP SMART
GEP SMART
Score 8.8 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Fiserv Instant Issue AdvantageVisa Spend Clarity
Likelihood to Recommend
8.0
(1 ratings)
8.7
(3 ratings)
User Testimonials
Fiserv Instant Issue AdvantageVisa Spend Clarity
Likelihood to Recommend
Fiserv
It comes in handy when you are a financial that prints in branch for your member. Members usually expect their card would have to be mailed to them. Hopefully someday credit cards would be able to be printed in branch as well but since that goes through MasterCard it is understandable why it is not possible currently
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Visa
It is well suited and, I guess, is a primary role for remote or distributed teams - especially when you know a person not well to trust him in managing local costs was agreed to pay. If you work with contractors with irregular payments, it will suit you as well cause of immediate card transfer, but it may be limited by your local KYC policy. It is not typical to pay payroll costs with it because it is focused mostly on operations with virtual card balances, so it is less appropriate for it. So it works best for remote teams.
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Pros
Fiserv
  • Merges with other systems
  • connects properly
  • Clear instructions on usage
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Visa
  • Visa Spend Clarity provides clear and concise spending reports that make it easy to track and monitor spending.
  • The reports can be customized to show specific spending categories, merchant types, and time periods.
  • Visa Spend Clarity also offers a variety of tools and resources to help cardholders manage their spending and avoid overspending.
  • Helping users track their spending in real-time
  • Providing budgeting tools to help users stay on track
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Cons
Fiserv
  • Disconnection problems
  • Errors randomly occurring that prevent printing
  • Refresh does not always work
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Visa
  • More users
  • More brand awareness
  • More partners needed
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Alternatives Considered
Fiserv
Current loan processing program in use, have been using this for 3 years now. It is a pretty easy process but could be updated. It is quite self-explanatory when using it so that is convenient. Just could be cleaner and updated when it comes to the appearance of it. No other major issues with it
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Visa
It is mostly focused on virtual visa operations. In general, all cash flow controlling suits easily can start from Excel or Google Colab integrations and evolve even to Sungard or WSS. It depends. Visa Spend Clarity is about your flexibility "to have your own bank in a pocket" - open sub-accounts, set limits, and reconcile costs actually made by your contractors or employees. We should see it wider and include Uber, Booking, Airbnb, and Flow interactions to make it a really fast process for your contractor from your "Yes" to contractor "Done". The Visa Spend Clarity is not exactly about your money (costs). It is more about your ability to start acting faster even if all details of cooperation with a person are not agreed upon, but as soon as possible, discuss critical details or add maneuver to your decision-making while limiting financial risk with reasonable limits.
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Return on Investment
Fiserv
  • I think it is a positive program for our members
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Visa
  • Some possible positive impacts of Visa Spend Clarity include increased transparency of spending habits, more effective budgeting and money management, and improved overall financial health. Additionally, Visa Spend Clarity may also lead to more strategic and informed decision-making when it comes to using credit.
  • On the other hand, some possible negative impacts of Visa Spend Clarity include feelings of anxiety or guilt associated with credit card spending, as well as the potential for overspending if users are not careful.
  • Additionally, Visa Spend Clarity may also lead to financial arguments or conflict if users are not on the same page about their spending habits.
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