OneSpan Cloud Authentication vs. Plaid

OneSpan Cloud Authentication

Plaid

Overview
Product	Rating	Most Used By	Product Summary	Starting Price
OneSpan Cloud Authentication	Score 5.0 out of 10	N/A	OneSpan Cloud Authentication increases operational efficiency by streamlining the authentication process. The solution is designed to provide all the benefits of the cloud and support banks and other businesses’ transformation from costly legacy, on-prem infrastructures to a more modern, cloud-based/SaaS authentication platform. OneSpan Cloud Authentication is also based on a single REST API to support a simple set up and quicker go live.	N/A
Plaid	Score 9.0 out of 10	N/A	Plaid in San Francisco offers a suite of applications supporting banks with risk management and customer account management features. Plaid is used by digital financial apps and services like Betterment, Expensify, Microsoft and Venmo, and by banks to make it easier for consumers to connect their financial accounts with the apps and services they want to use. Plaid connects with over 11,000 financial institutions across the U.S, Canada and Europe.	$500 per month

Pricing

OneSpan Cloud Authentication

Plaid

Editions & Modules

No answers on this topic

Scale: 500+
per month
Test: Free
Launch: Pay as you go

Offerings

Pricing Offerings
OneSpan Cloud Authentication	Plaid
Free Trial
No	No
Free/Freemium Version
No	Yes
Premium Consulting/Integration Services
No	No

Entry-level Setup Fee

No setup fee

Additional Details

—

Contact sales team for additional pricing. There may be one-time fees, subscription fees, per-request flat fees, or payment initiation fees depending on your needs.

More Pricing Information

Community Pulse
	OneSpan Cloud Authentication	Plaid

Best Alternatives
	OneSpan Cloud Authentication	Plaid
Small Businesses	WatchGuard AuthPoint Score 9.1 out of 10	Square Invoices Score 9.2 out of 10
Medium-sized Companies	Cisco Duo Score 9.4 out of 10	Apple Pay Score 8.9 out of 10
Enterprises	Cisco Duo Score 9.4 out of 10	Adyen Score 8.7 out of 10
All Alternatives	View all alternatives	View all alternatives

User Ratings
	OneSpan Cloud Authentication	Plaid
Likelihood to Recommend	10.0 (1 ratings)	10.0 (1 ratings)

User Testimonials
	OneSpan Cloud Authentication	Plaid
Likelihood to Recommend	OneSpan It is well suited for securing mobile and web applications Incentivized MA Martin Ajayiobe Senior Vice President (Infrastructure Systems/Information Security) Read full review	Plaid Plaid is extremely well suited to be your payment API if you're a start-up looking to scale your banking connections fast and securely. Their API is fully functional upon integration. Most end-users have encountered Plaid before so it's a trusted platform for many consumers so even if you're a new app, users feel comfortable connecting their bank through Plaid. Incentivized Sura Hart Program Manager Read full review
Pros	OneSpan Device binding Transaction signing One time password generation Secure end-to-end messaging RASP Incentivized MA Martin Ajayiobe Senior Vice President (Infrastructure Systems/Information Security) Read full review	Plaid Plaid connects with 100s of US consumer banks. Plaid continuously updates its software to meet the requirements of individual banks. Plaid can get your company's payment processing up and running faster than traditional methods. Incentivized Sura Hart Program Manager Read full review
Cons	OneSpan The use of bundled middleware application software to accelerate customer application integration efforts A bundled GUI for managing the application Incentivized MA Martin Ajayiobe Senior Vice President (Infrastructure Systems/Information Security) Read full review	Plaid Consumer feedback or troubleshooting typically comes back to us because Plaid doesn't have an easy way of re-routing support once a user encounters a problem. Update timelines could be clearer when they are working on updating a connection with a certain bank. The search functionality for the user to find their bank could be a little more robust. Incentivized Sura Hart Program Manager Read full review
Return on Investment	OneSpan No answers on this topic	Plaid Plaid got us up and running with most US-based and even some international banks with minimal engineering effort. Incentivized Sura Hart Program Manager Read full review
ScreenShots