Payline Data vs. PhonePe

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Payline Data
Score 10.0 out of 10
N/A
Payline Data is a payment gateway for online merchants, brick-and-mortal purchases, and mobile application purchases acquired by Pineapple Payments in late 2017.
$0.20
Per Transaction
PhonePe
Score 6.0 out of 10
N/A
PhonePe is a mobile payments app that allows you to transfer money instantly to anyone, by using just their mobile number.N/A
Pricing
Payline DataPhonePe
Editions & Modules
Swiping In person
$0.20
Per Transaction
No answers on this topic
Offerings
Pricing Offerings
Payline DataPhonePe
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsPhone app is free. Transaction fees will vary according to businesses.
More Pricing Information
Community Pulse
Payline DataPhonePe
Features
Payline DataPhonePe
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
Payline Data
-
Ratings
PhonePe
5.2
2 Ratings
32% below category average
Fraud Detection00 Ratings3.02 Ratings
API or SDK00 Ratings3.01 Ratings
Recurring Payment Support00 Ratings7.52 Ratings
Billing and Invoicing Support00 Ratings7.52 Ratings
Global Support00 Ratings6.52 Ratings
Payment Form Acceptance00 Ratings4.01 Ratings
Best Alternatives
Payline DataPhonePe
Small Businesses
Apple Pay
Apple Pay
Score 8.9 out of 10
Apple Pay
Apple Pay
Score 8.9 out of 10
Medium-sized Companies
Apple Pay
Apple Pay
Score 8.9 out of 10
Apple Pay
Apple Pay
Score 8.9 out of 10
Enterprises
Checkout.com
Checkout.com
Score 8.7 out of 10
Checkout.com
Checkout.com
Score 8.7 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Payline DataPhonePe
Likelihood to Recommend
10.0
(1 ratings)
6.0
(2 ratings)
User Testimonials
Payline DataPhonePe
Likelihood to Recommend
Payline Data
For medium, to large companies, I have recommended Payline Data.
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PhonePe
Primary benefit is hassle-free payment to the merchant. You can purchase both online and offline without using cash to make the payment. Simply scan the QR code using the Phonepe app on your smartphone to make a payment into the merchant's account. And as said, its rewarding, you surely get a scratch card on every transaction that may either offer you cashback or a discount code for some vendor site shopping.
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Pros
Payline Data
  • Payline Data has a great gateway and interface. Most credit card processors use a third party gateway to process payments. I liked that Payline had their own and therefore I didn't have to pay another company additional money. So this saves me money. To be honest it is a good tactical marketing advantage for them as well. If I need to log in and see transactions I log in to their site. The company that I used to work before used the third party, so I can't even remember their name as I rarely visited their site.
  • At first, their gateway interface was very blah. It did the trick, but it was so plain and frankly, it was ugly. They redesigned it several months ago and it looks a lot better now. Very easy to use as well.
  • Their API was very easy to set up. I did have a few questions about it and I was able to get very quick help.
  • They quickly set up my account. This was very important to me. I had tried to contact several credit card processors and had to wait for several of them to return my call. I immediately got a hold of Payline and they had the account set up quickly.
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PhonePe
  • Payment status confirmation
  • User details before the payment start
  • Bills and Payment
  • Reminders of the bills
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Cons
Payline Data
  • I only have one complaint and it is a very simple one and probably easy to fix. But I receive a daily email from them that has my automatic subscription charges that were done early that morning. It shows a summary of the charges and the declines. The declines show a detailed description of what transaction was declined. But the successful charges are not listed. I wish it would list the successful charges as well.
  • The only other thing I wish is, I wish they were free :). But of course, they need to make money. With that being said, I think they are cheaper than some of the ones I have used before. Especially since I use their gateway and don't pay additional gateway fees.
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PhonePe
  • Like GPay, you dont have the option for secure login using PIN or password.
  • Sometimes your transaction gets stuck in between for long duration, so that's a technical bug with this app.
  • if you are booking your travel tickets with PhonePe and in case you cancelled it. Then you wont get any refunds for that.
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Alternatives Considered
Payline Data
Honestly, I don't remember the names of the other credit card processors I have used prior to Paypal and Payline Data. I have used other merchant account services that integrate with the Authorize.net gateway. But Paypal was by far the worst. It was overpriced and integration was a mess as they themselves on their own site had outdated information. I wasn't just using Paypal's regular business account but I also had their merchant account services. Which meant I could process credit cards without people even knowing I was using Paypal. Their merchant card services were very sloppy and the API was a mess to set up. But the worst part of Paypal was their professionalism. On the other hand, Payline Data was easy to set up, cheaper to use and great personal and professional customer service. I felt very well taken care of.
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PhonePe
In case of payment failed we check the payment on the our app its showing on our app then it will definitely come other wise it will be refund to the customer, Its a unique feature. None of the other app has this feature. Its very simple to use as compare to the other compititive apps.
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Return on Investment
Payline Data
  • They have been easy to get a hold of if I have a question
  • They seem less expensive than some of the other processors I have used.
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PhonePe
  • PhonePe instantly fetches the complete bank information based on your verified number.
  • You can even buy gold and invest in mutual funds via same app.
  • There are lots of fake accounts on PhonePe so the company should allow legitimate account users only.
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ScreenShots