SAP Treasury and Risk Management vs. SmartStream Transaction Lifecycle Management

SAP Risk and Treaury is well suited for corporate industrial use. SAP has accumulted industrial experience of cash management and worth of the 100% money invested cause this fact reduces your time to get ERP treasury project launched as full functional. Needs more customised solution if applied to banks treasury (money market instruments focus, different accounting plan, internal risk management rules). Pricing is the main limitation: available for mostly large corporate and well financed projects but worth every dime spend on it

TLM will be well suited for an organization's recon requirements. If the organization is able to afford the software, it will be worth investing the amount. The support for heterogeneous file formats is one of the key features. It can accept swift and flat files. The config screens for ingesting the data are very user-friendly. Overall the time taken for setting up a new recon is very less. TLM can be improved if they bring in some AI/ML algorithms for improved match rates.

Incentivized

• Trading platform integration and deal processing
• Market data integration
• Market and credit risk management
• Regulatory reporting
• (Hedge) Accounting for financial instruments

Incentivized

• Matching Rules are easy to implement
• Dashboards are user friendly and customizable
• Supports multiple file formats for easy data ingestion

Incentivized

• It would be nice if all reports could have the same recurrence options (some reports allow for the date range to be the last full month while others require a specific date range).
• It is difficult to discontinue some recurring reports that are no longer used.

Incentivized

• Data Archival
• AI and Machine Learning for better match rate
• Better reporting capabilities

Incentivized

Customer gets on hold all projects till end of the 2Q 2023. Only support tasks are given.

Some of the edges I have found are [the] following: Risk universe building support and navigation, Transactions back to back stacking and control on [the] roll out if your logic, Integration with risk and compliance dashboard, ease of customizing reporting dashboards both from the perspectives of treasury transactions along with risk Profiling and risk reporting.

Incentivized

Excel was used as a traditional recon tool using macros for matching. There is no room to scale up the recons using excel. The recons are cumbersome and take a lot of time to complete. There are more chances of manual errors. No UI to create a good user experience. Overall all negatives compared to TLM

Incentivized

• You can see your Loses from each one of your states
• Simulate the process accordingly different data, that way we can avoid taking risk
• Consolidated information on one place

Incentivized

• Recons completed within SLA's
• Improved match rates
• User friendly dashboards

Incentivized