Hokodo

Hokodo offers “trade credit as a service” technology for B2B merchants, enabling them to offer credit terms to their business customers instantly, even on their first purchase. In turn, customers benefit from additional payment terms through a frictionless checkout experience. Hokodo uses a range of methods and sources to perform soft credit checks on the user's customers. This is translated into a credit score which is used to recommend credit limits and payment terms that can be used on a customer’s first purchase.

This enables a business's customers the opportunity to pay later on their business purchases, while the business gets paid upfront. Cash flow is improved for all parties, with the goal of bossting conversion rates, higher value orders and increased customer loyalty.

Additionally, if an invoice is overdue, Hokodo takes responsibility for collecting the payment. Hokodo chases debt with the tact and respect required to preserve commercial relationships.