Ally vs. Chime Online Banking

Ally perfectly meets our needs for OKR management. My team uses it to ensure that we are making progress on our quarterly objectives and regularly check in—at minimum, once a week but often more frequently. The only misuses at my company are due to user error, notably when people incorrectly use it for task management rather than measurable goals.

Incentivized

It is very helpful for me. It is reliable and simple to use. The Sign-up process of Chime Online Banking was simple and I was able to easily set up a direct deposit and link my bank account. It keeps me updated on every purchase I do from my account. The best thing is that it's free and has no hidden charges or paycheck fees. It has a special feature called SpotMe where they will cover your overdraft in a very neat way.

Incentivized

• Visualizing the hierarchy and relationship between objectives and key results. The nesting and double alignment functionality are especially helpful, as they can't easily be expressed on, say, a simple worksheet or Confluence page.
• Reminding the team to make regular check-ins. What gets measured gets done. This prevents the common pitfall of setting goals and not revisiting them until the end of a project (when it is too late).
• Integration with external sources for automated check-ins. Why do this manually when it can happen behind the scenes?

Incentivized

• Ease of use
• Simple interface within the application.
• Helpful support, when needed.

Incentivized

• It would be great to have a direct integration to Sigma.
• Sometimes the UI is a little buggy/weird (e.g. re-ordering and adding objectives is not the easiest).

Incentivized

• Their CC is hard to figure out.
• Website could be streamlined.

Incentivized

When my money was stolen from my account I was told there would be an investigation between 15-45 days. They didn't investigate at all. The next day I was denied my claim after being robbed for $850.

Ally and Sigma are very different tools. However, they are both integral to my team's daily work and success. One of their common strengths is the responsiveness of their support team. I always feel that my questions are being answered in a clear and informed way. Another shared strength is the knowledge bases that these tools have built out, which is very helpful for onboarding and answering questions self-serve.

Incentivized

First of all, Chime Online Banking is really the best option for new users. The User Interface and User Experience of the Chime app are really great. There are comparatively faster money transactions with Chime Online Banking and it has no fees at all. It is more reliable. It also allows you to lock your card if it is stolen or lost which is a great feature. At last, it is more rewarding than other online banking services with a great team of customer grievances.

Incentivized

• It definitely helps the product team stay focused on the quarterly objective and not get distracted by other "noise."

Incentivized

• Positive ROI by way of quick and easy transactions.

Incentivized